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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Active

Active·3 days on market·Springfield

322 E 6th Street

Jacksonville, FL 32206

$115,000$114/sqftEst. $637/moMLS# 2138489
2
Beds
1
Baths
1,008
Sq Ft
1914
Built
2
Garage
No
Pool

59 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Springfield

This home is being sold ''AS IS'' A Hold Harmless Document Must be signed before viewing Property. Seller has never lived in the property. Historic Springfield is a beautiful Community and this large lot has so much potential.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Property taxesest. at asking price, Duval County$188
Estimated total, before insurance$825/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,767/yr · $231/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$14,442$0—
2025$167,646$118,376—
2024$14,442$0—
2024$161,658$107,615—
2023$14,442$0—
2023$155,617$97,832—
2022$14,442$0—
2022$152,632$88,939—
2021$14,442$0—
2021$110,552$80,854—
2020$14,442$0—
2020$96,806$73,504—

2025 property taxes (current owner): $2,767/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Active$115,000
  • Sep 16, 2026Pending$115,000
  • Apr 4, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $114/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$220,020$1713/2.51,28400.3
1233 Van Buren Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYSep 2026$224,900$2143/21,053120.6
1118 E 3rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$235,000$2272/21,0361480.6
1203 Weare Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$210,017$2052/2.51,02200.8
1443 Louisiana Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$175,020$1753/11,00000.9
2816 Hubbard Street, Jacksonville, FL 32206Listed by HOMEZU.COM OF FLORIDAAug 2026$93,000$733/21,274180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$114
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,008
Total Structure Area1,620 sq ft
Acres0.19 acres
Year Built1914
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionFixer
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address322 E 6th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size8,276.4 sq ft
Parcel Number0724100000
ZoningResidential

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage
ViewOther

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories2
LevelsTwo

Exterior

Lot DescriptionEasement Access, Flag Lot
Patio / PorchFront Porch
RoofMetal
ConstructionWood Siding
Road FrontageNone

Additional Information

Date ListedOctober 8, 2026
Days on Market165
Tax Amount$2,766.65
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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