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Sold·Closed May 21, 2026·4 days on market
2566 Ferntree Lane
Fleming Island, FL 32003
About this home
Fleming Island
Some renovations update a home - this one perfected it. Set within Eagle Harbor at Black Creek, this 5-bedroom, 4-bath residence of 3,964 square feet was reimagined with room-by-room intention, every finish chosen with impeccable taste. The coffered, beamed study with arched transom windows sets the tone immediately. The two-story family room anchors around a gas fireplace with timber mantel and custom built-ins. The kitchen is the home's defining statement: European-crafted cabinetry to the ceiling, quartzite island, and a 48'' Ilve dual-fuel range with brass fittings that stands as both appliance and art. An exposed brick breakfast nook completes the composition. The primary bath is unhurried luxury -- shiplap walls, dual teal vanities, freestanding soaking tub, and a glass-enclosed shower in seafoam subway tile with rain head and marble bench. Hickory hardwood floors. Plantation shutters throughout. Bonus room serves as fifth bedroom. Eagle Harbor at its finest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,590 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Apr 9, 2026Listed$864,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $218/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2659 Country Side Drive, Fleming Island, FL 32003Listed by MOMENTUM REALTY | Jun 2026 | $875,000 | $229 | 5/4.5 | 3,814 | 14 | 0.1 |
| 2676 Country Side Drive, Fleming Island, FL 32003Listed by VREELAND REAL ESTATE LLC | Apr 2026 | $820,000 | $241 | 5/3 | 3,408 | 33 | 0.1 |
| 2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMART | Aug 2026 | $635,000 | $177 | 5/4.5 | 3,580 | 35 | 0.3 |
| 2525 Sunny Creek Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $675,000 | $239 | 4/3 | 2,819 | 2 | 0.3 |
| 2517 Sunny Creek Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2026 | $820,000 | $227 | 4/3.5 | 3,612 | 6 | 0.3 |
| 2727 Shade Tree Drive, Fleming Island, FL 32003Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $750,000 | $175 | 4/4.5 | 4,279 | 123 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on May 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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