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Sold

Sold·Closed Apr 29, 2026·33 days on market

2676 Country Side Drive

Fleming Island, FL 32003

$820,000sold priceListed at $839,900 · 97.6% of asking$241/sqftMLS# 2131241
5
Beds
3
Baths
3,408
Sq Ft
2004
Built
3
Garage
No
Pool
HOA $10/mo0.47 acresSingle Family Residence2 stories

About this home

Fleming Island

Welcome to this stunning 5-bedroom, 3-bathroom residence nestled in the prestigious Eagle Harbor community of Fleming Island. Built in 2004, this 3,408 sq ft home combines timeless elegance with modern upgrades, offering a perfect blend of comfort and style. Vaulted, coffered ceilings create an open and airy ambiance. This oversized owner's suite located on the main level also offers a sitting area perfect for relaxation while enjoying views of the preserve. The private office features a wall of built-in bookshelves complete with a rolling ladder, perfect for remote work or study. Upstairs you will find a loft as well as additional bedrooms one of which is equipped with balcony access! Entertaining is a breeze with the screened in lanai and expansive back deck.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,542
Property taxesest. at asking price, Clay County$1,257
HOAbilled annually$10
Estimated total, before insurance$5,809/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,478/yr · $957/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$820,000
$164,000
Loan Term
Monthly Payment
$4,542
Principal & Interest: $4,542
Property taxes (est.): $1,257
Insurance (est.): $547
Estimated Total Monthly
$6,345
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $775,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$640,721$589,999—
2024$631,309$581,309—
2023$559,100$365,381—
2022$480,636$353,283—
2021$430,907$341,537—
2020$386,132$336,132—

2024 property taxes (current owner): $11,478/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMARTAug 2026$635,000$1775/4.53,580350.3
2727 Shade Tree Drive, Fleming Island, FL 32003Listed by MARK SPAIN REAL ESTATESep 2026$750,000$1754/4.54,2791230.4
1758 Oak Grove Drive S, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$845,000$3454/32,450130.5
1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$680,000$2154/3.53,1651270.6
1797 County Road 209B, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJul 2026$639,000$2583/22,473950.6
1897 Hickory Trace Drive, Fleming Island, FL 32003Listed by INTEGRITY KEY REALTY LLCSep 2026$380,000$1145/33,3404420.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$839,900
Price / Sq Ft$246
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,408
Acres0.47 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address2676 Country Side Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size20,473.2 sq ft
Parcel Number08052601426400439

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories2

Exterior

Patio / PorchDeck, Patio
RoofShingle

Additional Information

Date ListedFebruary 26, 2026
Days on Market33
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$11,478.41
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VREELAND REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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