This home is in Jacksonville.

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Active

Active·84 days on market

3295 Tinya Court

Jacksonville, FL 32226

$350,000$287/sqftEst. $1,863/moMLS# 2138202

Beds

Baths

1,221

Sq Ft

1996

Built

Garage

Pool

About this home

Jacksonville

Welcome to 3295 Tinya Ct -- a move-in ready home on a quiet cul-de-sac featuring a brand-new roof, new HVAC, and energy-efficient windows for true peace of mind. The bright quartz kitchen opens to a cozy living space with a modern fireplace. The primary suite offers a spa-style rain shower and custom California Closets. Enjoy a private backyard with pavers and pergola -- perfect for Florida evenings. Seller offering $5,000 toward closing costs with competitive offer. If you're looking for updated, clean, and worry-free -- this is it.

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,779

Principal & Interest: $1,779

Est. Taxes & Insurance: $445

Estimated Total Monthly

$2,224

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863

Property taxesest. at asking price, Duval County$571

HOAbilled annually$8

Estimated total, before insurance$2,443/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$220,221	$220,221	—
2024	$227,002	$200,811	—
2023	$217,026	$182,556	—
2022	$198,482	$165,960	▲ $22,469
2021	$150,873	$150,873	—
2020	$137,426	$137,426	—

2025 property taxes (current owner): $4,273/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~963 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 23, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$287

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,221

Total Structure Area1,640 sq ft

Acres0.14 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryNew Berlin

MiddleOceanway

HighFirst Coast

Community Information

Address3295 Tinya Court, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionSheffield Village

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size6,098.4 sq ft

Parcel Number1065781570

ZoningPUD

Amenities

AmenitiesPark, Playground

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup

SecuritySmoke Detector(s)