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Sold

Sold·Closed Jun 4, 2026·50 days on market

2538 Halperns Way

Middleburg, FL 32068

$585,000sold priceListed at $595,000 · 98.3% of asking$182/sqftMLS# 2138069
5
Beds
3
Baths
3,213
Sq Ft
1979
Built
2
Garage
No
Pool
No HOA1.14 acresSingle Family Residence1 story

About this home

Middleburg

Welcome to this spacious and beautifully updated home in the heart of Middleburg on a full acre of land! This expansive 5-bedroom, 3-bathroom residence has been thoughtfully refreshed with new engineered hardwood floors, complemented by plush new carpeting. The generous floor plan provides endless possibilities for entertaining, multi-generational living, or simply enjoying room to spread out. Major improvements have already been taken care of for you, including a brand-new roof, AC system and fresh paint throughout. Step outside and experience the true standout feature: a full acre of property offering privacy, flexibility, and space to create your ideal outdoor lifestyle. Whether you envision a garden, additional structures, or simply room to roam, the possibilities are wide open. The property also features a large carport for convenient covered parking and a spacious workshop--perfect for hobbyists, small business use, or extra storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, Clay County$896
Estimated total, before insurance$4,137/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,507/yr · $209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $897
Insurance (est.): $390
Estimated Total Monthly
$4,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,365 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$412,245$130,290—
2024$408,429$125,911—
2023$387,203$120,788—
2022$341,333$115,814—
2021$258,381$110,985—
2020$251,399$108,763—

2025 property taxes (current owner): $2,507/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4265 Angora Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$595,000$2005/32,976681.1
4362 Angora Street, Middleburg, FL 32068Listed by RIVER CITY RENTALS AND REALTYSep 2026$465,000$2054/32,27261.3
2775 Ravines Road, Middleburg, FL 32068Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$420,000$1834/32,292771.4
10 Yucca Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$465,000$2054/32,26421.4
20 Yucca Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$490,000$2124/32,315251.4
4653 Calendula Avenue, Middleburg, FL 32068Listed by MOXII PRO REALTYJul 2026$312,000$1374/22,27841.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$185
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,213
Acres1.14 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleburg
MiddleWilkinson

Community Information

Address2538 Halperns Way, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionBlack Creek Park North
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,658.4 sq ft
Parcel Number35052400669957300

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCarport, Circular Driveway, Detached, Detached Carport, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck, Front Porch, Porch, Side Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Brick Veneer, Frame
Other StructuresWorkshop
Road SurfacePaved

Additional Information

Date ListedApril 2, 2026
Days on Market50
Tax Amount$2,506.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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