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Sold

Sold·Closed Jun 10, 2026·29 days on market

1435 Mahama Bluff Road

Green Cove Springs, FL 32043

$1,040,000sold priceListed at $1,089,000 · 95.5% of asking$303/sqftMLS# 2137683
4
Beds
4
Baths
3,433
Sq Ft
2022
Built
3
Garage
Yes
Pool
No HOA2.01 acresSingle Family Residence1 story

About this home

Green Cove Springs

Like-new custom pool home with detached guest suite on 2 acres in Green Cove Springs, just south of Fleming Island & close to shopping, dining, Baptist Clay Hospital, medical facilities, top-rated schools & Hwy 17. Main home has 4 bedrooms, 4 full baths & a private office. Guest suite features flexible living space, a full bath & kitchenette. Outside, enjoy a heated pool & spa with paver decking, RV parking & plenty of room for entertaining, fire pits & outdoor living. The main home features a split-bedroom layout, open floor plan & 10-foot ceilings throughout. The gourmet kitchen includes a large island with seating for 4, double wall ovens, high-end refrigerator & a walk-in pantry with coffee bar. Additional highlights include a wine closet, scotch bar, custom entertainment wall, triple-panel sliding glass doors & a luxurious owner's suite with a huge walk-in closet & walk-in shower

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,761
Property taxesest. at asking price, Clay County$1,594
Estimated total, before insurance$7,354/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,660/yr · $722/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,040,000
$208,000
Loan Term
Monthly Payment
$5,761
Principal & Interest: $5,761
Property taxes (est.): $1,594
Insurance (est.): $693
Estimated Total Monthly
$8,048
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $965,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$908,022$533,735—
2024$795,450$517,986—
2023$527,787$477,787—
2022$90,450$90,450—
2021$90,450$90,450—
2020$90,450$90,450—

2025 property taxes (current owner): $8,660/yr

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $317/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3034 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$600,000$2115/42,839900.9
3060 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$455,000$1834/42,49290.9
3024 Free Bird Loop, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$551,500$1954/32,822270.9
3311 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$860,000$3303/32,607201.1
3011 Goose Creek Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEAug 2026$599,800$1745/3.53,4542171.1
811 Hickory Knolls Drive, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTYJun 2026$455,000$1614/3.52,82151.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,089,000
Price / Sq Ft$317
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,433
Total Structure Area5,111 sq ft
Acres2.01 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Multi Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated
Is WaterfrontNo

Community Information

Address1435 Mahama Bluff Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMetes & Bounds
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size87,555.6 sq ft
Parcel Number28052601443200200

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Detached, Garage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit
RoofShingle

Additional Information

Date ListedApril 2, 2026
Days on Market29
Tax Amount$8,660.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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