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Sold

Sold·Closed Oct 9, 2026·169 days on market

0 County Road 218

Clay Hill, FL 32234

$50,000sold priceListed at $50,000 · 100% of askingMLS# 2137658
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5.00 acresUnimproved Land

About this home

Clay Hill

CASH ONLY. Land Locked property with potential future easement to CR 218. This 5 acre parcel is owned by Ameris Bank and currently has no easement to CR 218. Near Clay Hill Elementary School. Property has an easement running through it to connect to the properties behind. See pictures.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$277
Property taxesest. at asking price, Clay County$77
Estimated total, before insurance$354/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$50,000
$10,000
Loan Term
Monthly Payment
$277
Principal & Interest: $277
Property taxes (est.): $77
Insurance (est.): $33
Estimated Total Monthly
$387
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,476 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 9, 2026Closed$50,000
  • Sep 21, 2026Pending$50,000
  • Sep 10, 2026Price change$50,000−$99,000
  • Aug 19, 2026Price change$149,000−$9,000
  • Mar 31, 2026Listed$158,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 County Road 218, Jacksonville, FL 32234Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2025$75,000—0/0—270.3
6099 Taylor Road, Jacksonville, FL 32234Listed by ROUND TABLE REALTYJul 2026$70,000—0/0—550.5
6116 Jack Wilkinson Road, Jacksonville, FL 32234Listed by COLDWELL BANKER ANABASIS REALTYJul 2026$240,000—0/0—1201.4
0 Jack Wilkinson Road, Jacksonville, FL 32234Listed by LOKATIONAug 2025$95,000—0/0—321.4
829 Gregory Road, Jacksonville, FL 32234Listed by KELLER WILLIAMS ST JOHNSJul 2025$98,000—0/0—21.9
0 Polka Road, Jacksonville, FL 32234Listed by NON MLS (realMLS)Mar 2026$220,000—0/0—02.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$50,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres5.00 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address0 County Road 218, Clay Hill, FL 32234
Area145-middleburg-SW
SubdivisionClay Hill
CityClay Hill
CountyClay
StateFL
Zip Code32234
Lot Size217,800 sq ft
Lot Dimensions467 x 467
Parcel Number21042300014000500
ZoningAgricultural

Amenities

UtilitiesOther
Water SourceNone

Exterior

Lot DescriptionAgricultural
Road SurfaceAsphalt, Gravel

Additional Information

Date ListedMarch 31, 2026
Days on Market169
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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