This home is in Jacksonville.
Sold·Closed Jun 12, 2026·47 days on market·Recent sales in Jacksonville
12549 Lochloosa Lane
Jacksonville, FL 32218
About this home
Jacksonville
Modern Ranch Living on a Private 1.49-Acre Oasis! This stunning 4-bedroom, 2-bath home in North Lake offers the perfect blend of updated interiors and expansive outdoor space. Built in 1993 and recently remodeled, this single-story residence boasts a bright, open-concept layout featuring new flooring and fresh neutral paint throughout. The heart of the home is the upgraded kitchen, complete with modern appliances and stone countertops, overlooking a spacious family room flooded with natural light. Retreat to the primary suite, which serves as a private getaway with its garden tub, double-sink vanity, and walk-in closet. Enjoy the Florida lifestyle from your screened-in porch, or explore the massive, level backyard--ideal for a workshop, pool, or garden. No internal stairs and an attached 2-car garage provide effortless accessibility. No high HOA fees! Minutes to I-95, Jax Zoo, and River City Marketplace.
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $393,141 | $393,141 | — |
| 2024 | $359,833 | $359,833 | — |
| 2023 | $362,095 | $362,095 | — |
| 2022 | $324,261 | $324,261 | — |
| 2021 | $239,566 | $182,646 | — |
| 2020 | $232,938 | $179,434 | — |
2025 property taxes (current owner): $7,047/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3011 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $394,990 | $181 | 4/2.5 | 2,181 | 132 | 0.6 |
| 12710 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $429,990 | $154 | 4/3 | 2,787 | 88 | 0.7 |
| 3035 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $419,990 | $169 | 4/3 | 2,486 | 95 | 0.7 |
| 3047 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $390,000 | $179 | 4/2.5 | 2,181 | 51 | 0.7 |
| 12705 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $425,990 | $171 | 4/3 | 2,486 | 21 | 0.7 |
| 12740 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $439,990 | $177 | 4/3 | 2,486 | 34 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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