Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active Under Contract

Active Under Contract·154 days on market

7394 SE SR 100

Starke, FL 32091

$439,400$193/sqftEst. $2,259/moMLS# 2137125

Beds

Baths

2,272

Sq Ft

2026

Built

Garage

Pool

About this home

Starke

OPEN HOUSE 8/12 FROM 11-2PM! Stunning 4-bedroom, 3-bathroom NEW BUILD delivers modern design and thoughtful craftsmanship on 1+ unrestricted acres in Starke, FL. A split floorplan flows effortlessly between the living room, dining area, and kitchen, anchored by a cozy electric fireplace and stylish finishes throughout. The chef-inspired kitchen features a showstopping walk-in pantry with custom built-in shelving, while the private primary suite and guest suite with its own ensuite ensure comfort and privacy for everyone under the roof. A 2-car garage and 1+ open acres leave plenty of room for your boat, RV, and outdoor lifestyle. Perfectly positioned near Camp Blanding and nestled between JAX and Gainesville, this Starke retreat offers the peace and privacy of country living with an easy commute in every direction. Backed by a builder's warranty and ready to welcome you home!

Cost to own

Mortgage calculator

Home Price

$439,400

Down Payment: 20%

$87,880

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,259

Principal & Interest: $2,259

Insurance (est.): $293

Estimated Total Monthly

$2,552

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,259

Estimated total, before insurance$2,259/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,526 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History