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Active

Active·110 days on market

7394 SE SR 100

Starke, FL 32091

$439,900$194/sqftEst. $2,341/moMLS# 2137125

Beds

Baths

2,272

Sq Ft

2026

Built

Garage

Pool

About this home

Starke

New construction on 1 acre--offering privacy, space, and endless possibilities! This stunning new build features 4 spacious bedrooms and 3 beautifully designed bathrooms, including a guest suite with its own private ensuite. The chef-inspired kitchen is highlighted by an unforgettable walk-in pantry with custom built-in shelving, perfect for storing all your favorites. With a modern split floor plan, stylish finishes, and plenty of room to make the property your own, this home is the total package. *Photos are of model home. Property not yet finished and final specs may vary.

Cost to own

Mortgage calculator

Home Price

$439,900

Down Payment: 20%

$87,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,222

Principal & Interest: $2,222

Est. Taxes & Insurance: $556

Estimated Total Monthly

$2,778

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341

Estimated total, before insurance$2,341/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,526 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History