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Active

Active·158 days on market

2708 S Ocean Shore Boulevard

Flagler Beach, FL 32136

$1,445,000$545/sqftEst. $7,467/moMLS# 2135142

Beds

Baths

2,650

Sq Ft

2001

Built

Garage

Pool

About this home

Flagler Beach

Imagine Oceanfront Living where the Beach still feels like a Beach--Not a Tourist Destination. Located on a RESIDENTIAL STRETCH of FLAGLER BEACH, this Thoughtfully Maintained and Updated 3-bedroom, 2.5-bath, 2,650-Square-Foot Home offers 50 FEET of UNOBSTUCTED ATLANTIC FRONTAGE AND A QUIETER, LESS-CROWDED SHORELINE. The property includes LITTORAL RIGHTS ACROSS A1A, OFFERING THE OPPORTUNITY TO BUILD YOUR OWN PRIVATE BEACH WALKWAY TO THE SAND. Even more Noteworthy for an Oceanfront Home, IT IS NOT LOCATED IN A DESIGNATED FLOOD ZONE and FEATURES HURRICANE IMPACT WINDOWS. Enjoy BREATHTAKING ATLANTIC SUNRISES TO THE EAST and INCREDIBLE SUNSET FROM THE FRONT PORCH LOOKING WEST. Flagler Beach Retains the Laid-Back, Old Florida Beach-Town Character that is Increasingly hard to find, Without the High-Rise feel of many Coastal Destinations. You can enjoy that Quieter Residential Setting without Sacrificing Convenience. A RESTAURANT is DIAGONALLY ACROSS A1A, with more Dining Nearby and

Cost to own

Mortgage calculator

Home Price

$1,445,000

Down Payment: 20%

$289,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$7,467

Principal & Interest: $7,467

Insurance (est.): $963

Estimated Total Monthly

$8,430

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$7,467

Estimated total, before insurance$7,467/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,756/yr · $896/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,756/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,833 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 2, 2026Price change$1,445,000−$50,000
Apr 2, 2026Listed$1,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,445,000

Price / Sq Ft$545

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,650

Acres0.17 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesEast

Community Information

Address2708 S Ocean Shore Boulevard, Flagler Beach, FL 32136

Area606-Flagler County South-Beach

SubdivisionAtlanta Beach

CityFlagler Beach

CountyFlagler

StateFL

Zip Code32136

Lot Size7,583.8 sq ft

Lot Dimensions50 x 152

Parcel Number1912320150000400030

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewBeach, Ocean

Waterfront TypeNavigable Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Sink