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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·89 days on market

7148 Timmerman Lane

Jacksonville, FL 32244

$212,000$134/sqftEst. $1,081/moMLS# 2135000
4
Beds
2
Baths
1,579
Sq Ft
2016
Built
1
Garage
No
Pool

About this home

Jacksonville

Priced to sell at $222,000, this spacious 4-bedroom, 2.5-bathroom townhome in the desirable Timmermans Walk community offers the perfect blend of modern comfort and convenience. Built in 2016, the 1,539 sq. ft. interior features an open-concept layout with stylish laminate flooring. The main living areas and a functional kitchen equipped with a breakfast bar. This end-unit property provides added privacy with no rear neighbors, offering serene views of a nature preserve from your private back patio. Practical highlights include a one-car attached garage, central air, and professional lawn maintenance included in the low HOA. Perfectly positioned for commuters, you are just 15 minutes from NAS JAX and minutes from the shopping and dining at Collins Rd, including Costco and Walmart. With quick access to I-295, this move-in-ready home is an incredible value for the Westside. Schedule your showing today to see this quiet cul-de-sac gem! Some interior photos have been virtually staged.

Cost to own

Mortgage calculator

$212,000
$42,400
Loan Term
Monthly Payment
$1,081
Principal & Interest: $1,081
Property taxes (est.): $346
Insurance (est.): $141
Estimated Total Monthly
$1,568
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,081
Property taxesest. at asking price, Duval County$346
HOAbilled monthly$115
Estimated total, before insurance$1,542/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,837/yr · $320/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$199,457$194,669
2024$200,739$176,972 $10,759
2023$180,208$160,884
2022$173,244$146,259
2021$140,757$132,963
2020$120,876$120,876

2025 property taxes (current owner): $3,837/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 2, 2026Listed$212,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$212,000
Price / Sq Ft$134
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,579
Acres0.07 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address7148 Timmerman Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionTimmermans Walk
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size3,049.2 sq ft
Parcel Number0159109115
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 2, 2026
Days on Market107
HOA Fees$115 / Monthly
HOA FrequencyMonthly
HOA NameFrist Coast
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,837.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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