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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·214 days on market

412 S County Road 21

Hawthorne, FL 32640

$157,600$161/sqftEst. $873/moMLS# 2134217
3
Beds
1
Baths
980
Sq Ft
1951
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.67 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

Step back in time with this charming Camp Blanding home, where character and history greet you at the door. Original hardwood floors stretch throughout the living spaces, complemented by oversized wood baseboards that showcase the craftsmanship of a bygone era. The home offers three inviting bedrooms, a beautifully remodeled bathroom, and a sun filled front porch wrapped in windows -- the perfect spot to enjoy morning coffee or quiet evenings. Set on a generous lot, the property includes a versatile shed/pole barn and a unique bonus feature: a former sand mine home at the back of the land. Currently used for storage, this expansive space offers endless possibilities -- transform it into a workshop, artist studio, or even additional living quarters. There's no shortage of parking, with a convenient carport and ample room for your RV, boat, or extra vehicles. Located in Johnson, Florida, the home provides quick, easy access to Gainesville while offering the peace and space of rural livin

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$873
Estimated total, before insurance$873/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,685/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$157,600
$31,520
Loan Term
Monthly Payment
$873
Principal & Interest: $873
Insurance (est.): $105
Estimated Total Monthly
$978
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1951)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,276 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,685/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 10, 2026Listed$157,600

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
808 County Road 20A, Hawthorne, FL 32640Listed by FADER & CO REALTY LLCAug 2026$180,000$1972/191200.2
554 S County Road 21, Hawthorne, FL 32640Listed by IHEART REALTY INCSep 2025$125,000$1053/21,19601.4
112 Highland Drive, Hawthorne, FL 32640Listed by IHEART REALTY INCAug 2026$197,500$1563/21,2641361.7
622 Co Rd 21, Hawthorne, FL 32640Listed by EPIQUE REALTY, INCFeb 2026$253,500$2722/2933171.7
125 Floradandy Road, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYJun 2026$280,000$3731/1750201.9
231 Lakeview Court, Interlachen, FL 32148Listed by PLANTANA REALTY, INC.May 2026$131,500$1303/21,008383.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$157,600
Price / Sq Ft$161
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage980
Acres0.67 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address412 S County Road 21, Hawthorne, FL 32640
Area573-Interlachen-SW
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size29,185.2 sq ft
Parcel Number351023000002800000

Amenities

UtilitiesElectricity Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Off Street, Other

Interior

AppliancesElectric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air, Other
FlooringVinyl, Wood
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Glass Enclosed
RoofMetal
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 10, 2026
Days on Market166
Tax Amount$1,684.61
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HATCH REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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