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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 12, 2026·20 days on market

125 Floradandy Road

Hawthorne, FL 32640

$280,000sold priceListed at $295,000 · 94.9% of asking$373/sqftMLS# 2143966
1
Beds
1
Baths
750
Sq Ft
2005
Built
—
Garage
No
Pool
No HOA1.35 acresWaterfrontSingle Family Residence1 story

About this home

Hawthorne

Experience some of the most breathtaking lake views imaginable from this beautiful turnkey cottage on sought-after Lake McMeekin. Nestled along approximately 75 feet of pristine waterfront on this stable 100-acre private lake, this charming 1-bedroom, studio-style home offers an inviting open-concept floor plan designed to maximize natural light and showcase stunning water views. Whether you're searching for the perfect second lakefront retreat, a full-time residence, or a highly desirable vacation rental/Airbnb opportunity, this property offers exceptional versatility and value. The home has seen extensive improvements, including a metal roof, updated doors and windows, a beautifully screened lanai, granite countertops, shower, a refreshed dock, new shutters and blinds, added water softener, and fencing. Outside, you'll also find an oversized storage shed/workshop, offering plenty of room for equipment, or lake toys. Both Gainesville and Palatka are a short drive. Call today to tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Estimated total, before insurance$1,551/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,116/yr · $343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Insurance (est.): $187
Estimated Total Monthly
$1,738
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,116/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $393/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Greer Lane, Hawthorne, FL 32640Listed by IHEART REALTY INCJul 2025$119,000$1772/1672721.1
1189 County Road 20A, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Aug 2026$78,000$1062/173481.3
808 County Road 20A, Hawthorne, FL 32640Listed by FADER & CO REALTY LLCAug 2026$180,000$1972/191201.8
622 Co Rd 21, Hawthorne, FL 32640Listed by EPIQUE REALTY, INCFeb 2026$253,500$2722/2933173.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$393
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage750
Acres1.35 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address125 Floradandy Road, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size58,806 sq ft
Parcel Number281023000001300110

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewLake, Water
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

Lot DescriptionAgricultural
FencingChain Link
ConstructionComposition Siding
Other StructuresBoat House

Additional Information

Date ListedMay 7, 2026
Days on Market20
Tax Amount$4,116.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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