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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

Sold·Closed Aug 7, 2026·0 days on market

808 County Road 20A

Hawthorne, FL 32640

$180,000sold priceListed at $180,000 · 100% of asking$197/sqftMLS# 2154130
2
Beds
1
Baths
912
Sq Ft
1995
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.62 acresSingle Family Residence1 story

About this home

Hawthorne

Gorgeous expansive lot surrounded by mature trees, this beautifully updated home offers the perfect blend of comfort and country charm. Inside, enjoy luxury vinyl plank flooring throughout, a stunning new kitchen with white shaker cabinets, granite countertops, and brand new stainless steel appliances. Fresh interior and exterior paint, an updated bathroom with a stylish new vanity, and designer lighting creating a bright, welcoming feel. Relax on the large covered back porch overlooking the peaceful backyard. Being over a half acre, this lot offers plenty of room for gardens, pets, entertaining. The covered carport and detached sheds provide excellent space for storage, hobbies, or a workshop. Just minutes from Hawthorne's beautiful lakes and popular fishing spots, this property is the perfect peaceful retreat. Property sold as-is.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Estimated total, before insurance$997/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$791/yr · $66/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Insurance (est.): $120
Estimated Total Monthly
$1,117
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,170 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $791/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 8, 2026Closed$180,000
  • Jul 19, 2026Price change$180,000+$10,000
  • Jul 7, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
125 Floradandy Road, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYJun 2026$280,000$3731/1750201.8
622 Co Rd 21, Hawthorne, FL 32640Listed by EPIQUE REALTY, INCFeb 2026$253,500$2722/2933171.9
231 Lakeview Court, Interlachen, FL 32148Listed by PLANTANA REALTY, INC.May 2026$131,500$1303/21,008383.3
128 Lakeview Court, Interlachen, FL 32148Listed by SMILEEHOUSE AUCTION CO LLCApr 2025$176,000$1503/21,17333.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$180,000
Price / Sq Ft$197
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage912
Acres0.62 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOchwilla
HighInterlachen

Community Information

Address808 County Road 20A, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionHawthorn
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size27,007.2 sq ft
Parcel Number351023000000400020

Amenities

UtilitiesSewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Detached Carport, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofMetal
ConstructionWood Siding
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJuly 19, 2026
Days on Market0
Tax Amount$790.66
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FADER & CO REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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