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Active

Active·17 days on market

309 Bass Trail

Crescent City, FL 32112

$159,900$108/sqftEst. $847/moMLS# 2163679
3
Beds
1.5
Baths
1,482
Sq Ft
1968
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo15,246 sqft lotMobile Home1 story

About this home

Crescent City

Bring your vision and your tools to this 1968 3 bedroom, 1.5 bath mobile home with access to Lake Crescent (navigable water) from the Lake Crescent Estates Marina a few yards away. A great opportunity for someone looking for a project with valuable waterfront access and plenty of storage and parking. The property has two garages and a large carport providing excellent space for vehicles, watercraft, workshop space or additional storage. This property offers a unique combination of features and potential. Whether you're looking for a renovation project, a recreational getaway, or a property to make your own, this one is worth a look. CASH SALE ONLY

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$847
HOAbilled annually$5
Estimated total, before insurance$852/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,613/yr · $134/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,900
$31,980
Loan Term
Monthly Payment
$847
Principal & Interest: $847
Insurance (est.): $107
Estimated Total Monthly
$953
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,683 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,613/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 5, 2026Listed$159,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$159,900
Price / Sq Ft$108
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,482
Total Structure Area2,070 sq ft
Acres0.35 acres
Year Built1968
TypeResidential
Sub-TypeMobile Home
Property ConditionFixer
StatusActive
# of Garages3
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address309 Bass Trail, Crescent City, FL 32112
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size15,246 sq ft
Parcel Number341127000000100680
ZoningResidential

Amenities

AmenitiesBoat Dock, Boat Slip, Clubhouse
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Detached, Detached Carport, Garage
ViewMarina

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchCovered, Front Porch
RoofMetal
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 5, 2026
Days on Market5
HOA Fees$60 / Annually
HOA FrequencyAnnually
HOA NameLake Crescent Estates Marina
Tax Amount$1,613.15
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY · janawcs@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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