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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Tocoi Creek High School.

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Active

Active·226 days on market

641 Donald Ross Way

St. Augustine, FL 32092

$769,999$205/sqftEst. $4,265/moMLS# 2132743
↓ $80,000 below original list
5
Beds
4
Baths
3,747
Sq Ft
2008
Built
3
Garage
No
Pool
FEMA Zone AHOA $151/mo13,939 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

NEW IMPROVED PRICE! Here is your opportunity to own this rare, nearly 3,800 square foot, 3-car garage home on an oversized lot in World Golf Village. Home has room for multigenerational living, entertaining, future outdoor expansion and major system updates have already been completed. Updates include new roof 2018, HVAC 2020, water heaters (2) 2022 and water softener 2024. And unlike many newer homes this property offers formal living and dining spaces and a great deal of closet space and storage. This homes' open and flexible floor plan offers the ability to work from home, room for grandparents or guests, space for teens and hobbies.Sellers are also providing a one-year Home Warranty. Located near top-rated schools, parks, shopping, dining and beaches, and offering access to first-rate community amenities, this home is a special find. Schedule your private tour today

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,265
Property taxesest. at asking price, St. Johns County$1,025
HOAbilled quarterly$151
Estimated total, before insurance$5,441/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,080/yr · $507/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$769,999
$154,000
Loan Term
Monthly Payment
$4,265
Principal & Interest: $4,265
Property taxes (est.): $1,025
Insurance (est.): $513
Estimated Total Monthly
$5,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$788,243$414,650—
2024$645,955$402,257—
2023$612,248$389,084—
2022$585,754$376,295—
2021$434,260$363,879—
2020$437,164$358,165—

2025 property taxes (current owner): $6,080/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 6, 2026Price change$769,999−$15,000
  • Aug 20, 2026Price change$784,999−$15,000
  • Aug 2, 2026Price change$799,999−$25,000
  • Jul 7, 2026Price change$824,999−$25,000
  • Mar 2, 2026Listed$849,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
616 Donald Ross Way, St. Augustine, FL 32092Listed by ST AUGUSTINE COASTAL REAL ESTATEJun 2026$700,000$2644/32,647510.1
188 Pinehurst Pointe Drive, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$795,000$2704/32,943280.2
160 Greenview Lane, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$845,000$2544/43,332810.3
241 Silver Heron Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$599,990$2204/42,728280.9
327 Silver Heron Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$593,683$2164/32,75401
174 Silver Heron Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$580,000$2165/42,6811621

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$769,999
Price / Sq Ft$205
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,747
Acres0.32 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryMill Creek Academy
Zoned middleMill Creek Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryMill Creek Academy
Reported middleMill Creek Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address641 Donald Ross Way, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Royal Pines
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,939.2 sq ft
Parcel Number0292300920
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Security, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Ice Maker, Microwave, Washer, Water Softener Owned
HeatingCentral, Zoned
CoolingCentral Air, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 3, 2026
Days on Market188
HOA Fees$453.22 / Quarterly
HOA FrequencyQuarterly
HOA NameRoyal Pines Home Owners Association Inc.
HOA Fee IncludesSecurity, Trash
Tax Amount$6,080.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines