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Sold

Sold·Closed Jul 31, 2026·103 days on market

623 Ivory Palm Road

Orange Park, FL 32073

$515,000sold priceListed at $525,000 · 98.1% of asking$148/sqftMLS# 2132203
5
Beds
3
Baths
3,487
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $8/mo10,019 sqft lotSingle Family Residence2 stories

About this home

Orange Park

Step into this beautifully designed 5-bedroom, 3-bath home featuring a bright, open layout ideal for everyday living and entertaining. The main floor offers spacious living areas with ceramic tile in the main spaces, a family room and separate living room, and a stunning kitchen with quartz countertops, a large island, stainless steel appliances, and a double oven. A first-floor guest bedroom provides added flexibility. Oversized 3-panel sliding glass doors lead to the fully vinyl-fenced backyard for seamless indoor-outdoor living. Upstairs includes a generous loft, a versatile media/game room, and a large laundry room. The owner's suite features dual walk-in closets, a garden tub, separate shower, and raised dual vanities. Three additional bedrooms offer ample space for family, guests, or office needs. With thoughtful storage and a functional yet luxurious layout, this home shows like a model and includes a fenced backyard perfect for pets and play.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, Clay County$789
HOAbilled annually$8
Estimated total, before insurance$3,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,366/yr · $697/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $789
Insurance (est.): $343
Estimated Total Monthly
$3,985
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $524,600 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$471,784$357,903—
2024$461,894$411,894—
2023$483,404$483,404—
2022$55,000$44,000—
2021$40,000$40,000—

2025 property taxes (current owner): $8,366/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2928 Firethorn Avenue, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNSAug 2026$470,000$1594/3.52,953140.3
3538 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$420,000$1544/42,72800.6
3546 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$475,000$1345/33,55300.6
2774 Spoonbill Trail, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1464/32,4931010.7
3630 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$432,031$1584/42,72800.7
3526 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$445,000$1515/3.52,95680.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$151
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,487
Acres0.23 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryArgyle
MiddleOrange Park

Community Information

Address623 Ivory Palm Road, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Preserve
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,018.8 sq ft
Lot Dimensions9997
Parcel Number10042500788100440
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Playground, Trash
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Doors, HVAC, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2026
Days on Market103
HOA Fees$95 / Annually
HOA FrequencyAnnually
HOA Fee IncludesPest Control
Tax Amount$8,365.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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