Active·66 days on market
109 Village Drive
Welaka, FL 32193
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Welaka
Welcome home to this well-maintained 3-bedroom, 2-bath home offering comfort, convenience, and an unbeatable Florida lifestyle! The spacious eat-in kitchen is perfect for everyday living and gathering with family and friends. Enjoy relaxing year-round on the expanded screened porch (2019), overlooking the fully fenced backyard with a new vinyl fence (2020). Major updates include a new roof (2021) and fresh exterior paint (2024). The garage features a 2024 mini-split, creating flexible bonus space for a home office, gym, or hobby room, while still offering the option to convert it back to a 2-car garage. Located in a golf cart-friendly community with no HOA, you're just minutes from the St. Johns River, public boat ramp, and world-class bass fishing. Nearby enjoy Welaka State Forest, natural springs, and local favorites including Shrimps R Us, Lexi's of Welaka, Bomba's Home Cooking, and Anderson's Bar & Grill with scenic river views.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FLA011705 - Welaka WWTF · Public water (record)
County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,743 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,672/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 6, 2026Active$235,000
- Aug 5, 2026Listed$235,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 171 River Ridge Place, Welaka, FL 32193Listed by OPENDOOR BROKERAGE, LLC. | Jul 2026 | $219,200 | $148 | 3/2 | 1,477 | 93 | 0.1 |
| 100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLC | Jul 2026 | $379,900 | $259 | 3/2 | 1,467 | 77 | 1.6 |
| 156 Moonlite Drive, Welaka, FL 32193Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jul 2025 | $349,900 | $221 | 2/2 | 1,581 | 45 | 1.7 |
| 198 Sportsman Drive, Welaka, FL 32189Listed by IHEART REALTY INC | Apr 2026 | $265,000 | $211 | 2/2 | 1,256 | 429 | 1.8 |
| 106 Acosta Creek Drive, Satsuma, FL 32189Listed by REAL BROKER LLC | Jun 2026 | $225,000 | $181 | 3/2 | 1,243 | 246 | 2.2 |
| 374 Beecher Springs Road, Welaka, FL 32193Listed by CW REALTY | Aug 2026 | $280,000 | $224 | 3/2 | 1,248 | 95 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Welaka Village
Pending236 River Ridge PlaceWelaka, FL 32193
3 bd · 2 ba · 1,252 sq ft
$235,000Est. $1,251/moLocated in the quiet river town of Welaka you'll find this new construction 1200 square foot 3 bedroom 2 bathroom home…
Listing Office: iheart realty inc
For Sale115 Siesta CircleWelaka, FL 32193
3 bd · 2 ba · 1,471 sq ft
$269,000Est. $1,432/moA BRAND-NEW HOME IS COMING TO WELAKA VILLAGE! This planned 3-bedroom, 2-bath home will offer 1,471 square feet of…
Listing Office: iheart realty inc
For Sale112 Village DriveWelaka, FL 32193
3 bd · 2 ba · 1,471 sq ft
$269,000Est. $1,432/moCOMING SOON to Welaka Village! This brand-new 3-bedroom, 2-bath home will offer 1,471 square feet of thoughtfully…
Listing Office: iheart realty inc
Pending201 Village DriveWelaka, FL 32193
3 bd · 2 ba · 1,471 sq ft
$269,000Est. $1,432/moUNDER CONSTRUCTION! Don't miss this opportunity to own a brand-new home in the growing Welaka Village community.…
Listing Office: iheart realty inc
Keep looking
Similar homes in Welaka
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines