Pending·36 days on market
3626 Luxor Way
Middleburg, FL 32068
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Water view townhome now selling in Middleburg, FL at The District at Oakleaf! Each home includes spray foam insulation and a whole home clean air system for comfort and efficiency. Interiors offer Whirlpool stainless steel appliances, washer and dryer, blinds, quartz or granite countertops, and 42-inch upper cabinets. Smart home features include a front door camera, smart lock, and thermostat all easily controlled from your phone. Enjoy open floorplans with spacious kitchen islands and great rooms designed for everyday living. Community amenities coming soon--include resort-style cabana and pool, play area, and a dog park. Easy access to Oakleaf Town Center for shopping, dining, and entertainment. Quick drive to NAS Jax. No CDD fees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 6, 2026Pending$237,990
- Sep 2, 2026Price change$237,990−$2,000
- Sep 1, 2026Price change$239,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in District at Oakleaf Village
For Sale3646 Luxor WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,406 sq ft
$236,990Est. $1,261/moWater view townhome now available in Middleburg, FL at The District at Oakleaf! Each home includes spray foam…
Listing Office: meritage homes of florida realty
For Sale3684 Luxor WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,406 sq ft
$234,990Est. $1,251/moWhere style meets smart living, discover a new way to feel at home at the District at Oakleaf. Designed for the way you…
Listing Office: meritage homes of florida realty
For Sale3618 Luxor WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,482 sq ft
$252,165Est. $1,342/moBrand new, energy-efficient home! The Lennox offers 1,482 sq. ft. of modern living with 3 bedrooms and 2.5 baths. Its…
Listing Office: meritage homes of florida realty
For Sale3640 Luxor WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,482 sq ft
$252,990Est. $1,347/moWater view townhome now available in Middleburg, FL at The District at Oakleaf! Each home includes spray foam…
Listing Office: meritage homes of florida realty
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines