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Sold

Sold·Closed Jun 15, 2026·87 days on market

3635 Oglebay Drive

Green Cove Springs, FL 32043

$490,000sold priceListed at $499,000 · 98.2% of asking$186/sqftMLS# 2129508
4
Beds
3
Baths
2,638
Sq Ft
2014
Built
2
Garage
No
Pool
HOA $168/moSingle Family Residence1 story

About this home

Green Cove Springs

Beautiful 4BR/3BA Lakefront Home in Magnolia Point Stunning 4 bedroom, 3 bath home with 2,638 sq. ft., built in 2014, located in the gated Magnolia Point Golf & Country Club community. This split-bedroom floor plan features hardwood floors, tile in the kitchen and family room, and lakefront views from multiple rooms. The kitchen offers 42'' custom cabinets, granite counters, stainless steel appliances, and recessed lighting. Spacious owner's suite includes a sitting area, glamour bath with Roman tub, walk-in shower, and dual vanities. Bedrooms 2, 3, and 4 are carpeted. Additional features include a 2-car side-entry garage. Community amenities include an 18-hole golf course, tennis and pickle ball courts, Olympic-size pool, and clubhouse with restaurant. This move-in ready gem combines elegance, comfort, and lifestyle in one of the area's most desirable communities. Don't miss your chance to live the golf course lifestyle in Magnolia Point!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, Clay County$751
HOAbilled quarterly$168
Estimated total, before insurance$3,633/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $751
Insurance (est.): $327
Estimated Total Monthly
$3,792
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$517,207$243,691—
2024$509,179$235,975▲ $9,496
2023$496,411$227,500—
2022$420,043$223,772—
2021$323,247$215,784—
2020$300,882$212,108—

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.1
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149490.1
1964 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$470,000$1954/32,40800.2
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.3
2009 Wedge Court, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$460,000$2373/21,939120.3
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$189
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,638
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPaterson
MiddleGreen Cove Springs
HighClay

Community Information

Address3635 Oglebay Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number05062601523102527
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Golf Course, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourceNone
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionBrick Veneer, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 23, 2026
Days on Market87
HOA Fees$505.32 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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