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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Apr 29, 2026·10 days on market

170 Moonlite Drive

Welaka, FL 32193

$293,000sold priceListed at $300,000 · 97.7% of asking$277/sqftMLS# 2129349
2
Beds
2
Baths
1,056
Sq Ft
1988
Built
—
Garage
No
Pool
HOA $4/mo4,792 sqft lotWaterfrontMobile Home1 story

About this home

Welaka

Canal-Front Charmer in Sportsman's Harbor, Welaka, FL. Just a hop, skip, & jump from the glorious St. Johns River, this snazzy 2BR/2BA canal-front gem is ready to sweep you off your feet! Featuring a dock, covered boathouse, & lift, it's the perfect setup for anglers & adventurers alike. Enjoy breathtaking nature views & reel in some of the best bass right from your backyard. Recent upgrades bring a touch of modern flair, while the screened sunroom invites you to relax with your morning coffee or unwind with an afternoon drink. With 2 storage spaces, there's plenty of room for a workshop or your favorite hobbies. The 2-car carport keeps your vehicles protected, & being fully furnished, all that's left to bring are your personal touches & toys. Nestled near waterfront eateries, you'll always be close to great food & good company. Explore the St. Johns River, its scenic tributaries, crystal-clear springs, or even venture out to the Atlantic Ocean for the ultimate boating experience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,623
HOAbilled annually$4
Estimated total, before insurance$1,627/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,966/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$293,000
$58,600
Loan Term
Monthly Payment
$1,623
Principal & Interest: $1,623
Insurance (est.): $195
Estimated Total Monthly
$1,818
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,966/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $284/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
198 Sportsman Drive, Welaka, FL 32189Listed by IHEART REALTY INCApr 2026$265,000$2112/21,2564290.1
219 Sportsman Drive, Satsuma, FL 32189Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Dec 2025$300,000$2330/21,288700.1
118 Paradise Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCApr 2025$245,000$2272/21,0782650.1
94 Happiness Drive, Welaka, FL 32193Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2025$265,000$2743/2966250.2
291 Maxwell Drive, Welaka, FL 32193Listed by CENTURY 21 ST AUGUSTINE PROPERTIESJul 2025$450,000$3423/21,3143210.4
302 Sportsman Drive, Welaka, FL 32193Listed by IHEART REALTY INCMar 2026$169,900$1822/293460.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$284
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,056
Total Structure Area1,317 sq ft
Acres0.11 acres
Year Built1988
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address170 Moonlite Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionSportsman Harbor 2
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size4,791.6 sq ft
Lot Dimensions50x100
Parcel Number331126879100001700
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport
ViewCanal, River
Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch, Screened, Side Porch
RoofMetal
Other StructuresBoat House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 9, 2026
Days on Market10
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameSportsman's Harbor
Tax Amount$2,966.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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