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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·4 days on market

232 Sportsman Drive

Welaka, FL 32193

$299,000$260/sqftEst. $1,656/moMLS# 2168039
2
Beds
2
Baths
1,152
Sq Ft
1976
Built
1
Garage
No
Pool
FEMA Zone AENo HOA6,970 sqft lotWaterfrontMobile Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Welaka

Welcome to your own slice of Old Florida in charming Welaka! This 2-bedroom, 2-bath riverfront retreat offers the kind of waterfront lifestyle people dream about—morning coffee by the water, afternoons spent boating or fishing, and peaceful evenings watching the river go by. Step outside to your private dock and covered boathouse with boat lift, making it easy to keep your boat ready for spontaneous days on the water. With navigable river access right from your backyard, this property is ideal for anyone who loves boating, fishing, kayaking, or simply being near the water. The home offers approximately 1,152 square feet, a covered porch, detached garage, and plenty of space for fishing gear, water toys and everything that comes with river life. Located in Welaka, one of Northeast Florida's wonderfully laid-back river towns, you'll enjoy small-town charm, natural beauty, and a slower pace of life while still having easy access to outdoor recreation and the St. Johns River lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,656
Estimated total, before insurance$1,656/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,828/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,656
Principal & Interest: $1,656
Insurance (est.): $199
Estimated Total Monthly
$1,856
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,828/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLCJul 2026$379,900$2593/21,467770.2
198 Sportsman Drive, Welaka, FL 32189Listed by IHEART REALTY INCApr 2026$265,000$2112/21,2564290.2
106 Acosta Creek Drive, Satsuma, FL 32189Listed by REAL BROKER LLCJun 2026$225,000$1813/21,2432461.3
171 River Ridge Place, Welaka, FL 32193Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$219,200$1483/21,477931.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$260
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,152
Acres0.16 acres
Year Built1976
TypeResidential
Sub-TypeMobile Home
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBrowning Pearce
HighCrescent City

Community Information

Address232 Sportsman Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionSportsman Harbor 2
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size6,969.6 sq ft
Parcel Number451126879100002320
ZoningResidential

Amenities

Community FeaturesFishing
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewRiver
Waterfront TypeRiver Access, River Front, Seawall

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchCovered, Deck, Patio, Porch, Rear Porch
FencingFenced
RoofMetal
Other StructuresBoat House, Workshop

Additional Information

Date ListedOctober 6, 2026
Days on Market5
Tax Amount$4,827.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/10/2026

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