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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed May 27, 2026·54 days on market·Recent sales in Jacksonville

1863 Live Oak Drive

Jacksonville, FL 32246

$540,000sold priceListed at $550,000 · 98.2% of asking$116/sqftMLS# 2129156
4
Beds
2
Baths
4,638
Sq Ft
1947
Built
—
Garage
Yes
Pool
No HOA0.92 acresSingle Family Residence2 stories

About this home

Jacksonville

Truly rare and versatile estate set on a cleared, open acre with endless possibilities. This expansive two story home is designed for both living and earning, featuring a built-in secondary dwelling within the main house perfect as a private apartment, in-law suite, event space, game room, or creative retreat. Complete with its own kitchen and bathroom, the options are limitless. Step outside to a massive brand new deck overlooking the sprawling grounds, ideal for entertaining or peaceful evenings under the stars. The separate two story duplex offers private apartments on each level, creating excellent rental income potential or additional multi-generational living space. Enjoy a private pool, large carport ideal for boat or RV storage, and sheds for tools, hobbies, and toys. Whether you're seeking an income producing property, a family compound, or a one-of-a-kind home with room to grow, this extraordinary property delivers opportunity at every turn.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, Duval County$882
Estimated total, before insurance$3,873/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,175/yr · $598/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $882
Insurance (est.): $360
Estimated Total Monthly
$4,233
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$388,857$376,810—
2024$373,023$342,555▲ $12,603
2023$372,912$311,414—
2022$317,052$283,104▲ $18,887
2021$257,368$151,982—
2020$251,415$149,194—

2025 property taxes (current owner): $7,175/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $119/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6861 Tamra Lane, Jacksonville, FL 32216Listed by NOMAD REALTYSep 2026$575,000$1525/33,771512.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$119
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage4,638
Acres0.92 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address1863 Live Oak Drive, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size40,075.2 sq ft
Lot Dimensions115x400
Parcel Number1234760000
ZoningResidential

Amenities

UtilitiesSewer Available, Water Available
SewerPrivate Sewer, Septic Tank
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Covered, Detached Carport, RV Access/Parking, Other

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Kitchen Island, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level

Exterior

Patio / PorchCovered, Deck, Front Porch, Rear Porch, Screened, Side Porch
FencingBack Yard, Vinyl, Wood, Other
RoofShingle
ConstructionOther, Concrete, Fiber Cement
Other StructuresGuest House, Shed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedFebruary 8, 2026
Days on Market54
Tax Amount$7,175.47
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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