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Sold·Closed Mar 27, 2026·27 days on market

4028 Little Bit Court

Middleburg, FL 32068

$725,000sold priceListed at $750,000 · 96.7% of asking$247/sqftMLS# 2127481
4
Beds
3
Baths
2,934
Sq Ft
2023
Built
3
Garage
No
Pool
HOA $38/mo1.34 acresSingle Family Residence1 story

About this home

Middleburg

Why choose between a newer home and land when you can have both? Built in 2023 and tucked away on a quiet cul-de-sac, 4028 Little Bit Court sits on over 1.3 acres, offering the perfect balance of modern living and country freedom. This is a home made for families who want room to breathe, grow, and live big. Inside, the open layout and thoughtful design make everyday life easy. From family dinners and homework at the kitchen table to hosting friends for game night. Every detail feels fresh, functional, and ready for real life. Step outside and the possibilities are endless. Chickens? Yes. Garden? Absolutely. Boat and RV? Bring them. There's even space to add a pool, and the hot tub on the patio makes relaxing at home feel like a getaway. And with no CDD, you get all this freedom without the extra fees found in many newer neighborhoods. This isn't just a house...it's room to grow, play, and create the lifestyle your family has been dreaming of.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,984
Property taxesest. at asking price, Clay County$1,111
HOAbilled annually$38
Estimated total, before insurance$5,133/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,719/yr · $810/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,421 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,719/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1229 Cactus Cut Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$435,000$1984/22,194400.1
4008 Purple Sage Court, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$590,000$2584/32,287420.2
4141 Sidewinder Trail, Middleburg, FL 32068Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$460,000$1764/32,610870.7
4207 Cherry Lake Lane, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYSep 2026$405,000$1624/32,5051250.9
1730 Linda Lakes Lane, Middleburg, FL 32068Listed by HOME PLACE REALTYMay 2026$395,000$1824/22,172190.9
4268 Powderhorn Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$865,000$2584/33,35701

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$256
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,934
Acres1.34 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address4028 Little Bit Court, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionFoxmeadow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size58,370.4 sq ft
Parcel Number26042400557220128

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionFiber Cement, Stone Veneer
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 29, 2026
Days on Market27
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$9,718.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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