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This home is in Jacksonville.

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Active

Active·210 days on market

6251 Dunn Avenue

Jacksonville, FL 32218

$379,999$385/sqftEst. $1,952/moMLS# 2126721

Beds

Baths

986

Sq Ft

1920

Built

Garage

Pool

About this home

Jacksonville

Escape to the peace and charm of the countryside with this beautifully maintained farmhouse, nestled beneath majestic live oak trees and set on a sprawling 1-acre lot. Whether you're looking for room to grow, a quiet place to retreat, or space to pursue your hobbies, this property checks all the boxes. A welcoming farmhouse with classic character and modern updates; Hardwood cabinets w/updated hardware; Massive garage/shop space -- perfect for your tools, toys, or creative projects, & a full bath inside; Covered patio; Just minutes from town, but it feels like a world away. This is more than a home -- it's a lifestyle. *Prime piece of real estate sits directly on Dunn Ave.....Possibility of being re-zoned to Com Res (CRO) Zoning, must check with/confirm with Duval County Planning & Zoning Dept. Would be great as a home and/or office front space* Parcel to be split, refer to MLS #2126729 which is also for sale. List Agt related to Sellers. Rate buy down offered with acceptable offer

Cost to own

Mortgage calculator

Home Price

$379,999

Down Payment: 20%

$76,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,952

Principal & Interest: $1,952

Property taxes (est.): $621

Insurance (est.): $253

Estimated Total Monthly

$2,825

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,952

Property taxesest. at asking price, Duval County$620

Estimated total, before insurance$2,572/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,133/yr · $344/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$209,620	$209,620	—
2024	$195,224	$25,000	▼ $153
2023	$199,040	$25,000	—
2022	$163,457	$25,000	—
2021	$110,973	$25,000	—
2020	$97,108	$25,000	—

2025 property taxes (current owner): $4,133/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 1920)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History