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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 12, 2026·35 days on market

2764 Indigo Circle

Middleburg, FL 32068

$52,000sold priceListed at $52,000 · 100% of askingMLS# 2125876
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA1.26 acresUnimproved Land

About this home

Middleburg

Endless opportunity awaits with this beautiful 1.26 acre undeveloped residential lot located in the peaceful Black Creek area. This property is a blank canvas, partially cleared and ready for your vision, with the flexibility to remove a few trees in the ideal location for your future home. Enjoy the freedom to build without HOA restrictions while taking advantage of the privacy and natural surroundings. Conveniently located near shopping, schools, and major roadways, this spacious parcel offers the perfect balance of tranquility and accessibility. Whether you plan to build now or invest for the future, this property offers outstanding potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$288
Property taxesest. at asking price, Clay County$80
Estimated total, before insurance$368/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$52,000
$10,400
Loan Term
Monthly Payment
$288
Principal & Interest: $288
Property taxes (est.): $80
Insurance (est.): $35
Estimated Total Monthly
$402
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$32,500$29,282—
2024$32,500$26,620—
2023$30,000$24,200—
2022$25,000$22,000—
2021$20,000$20,000—
2020$20,000$20,000—

2025 property taxes (current owner): $467/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2748 Indigo Circle, Middleburg, FL 32068Listed by EXIT 1 STOP REALTYJul 2025$50,500—0/0—16820.1
2621 Indigo Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSNov 2025$68,000—0/0—30.3
3206 County Road 215, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJul 2026$75,000—0/0—10.5
4843 Alligator Boulevard, Middleburg, FL 32068Listed by HOUWZER, INC.Sep 2026$130,000—0/0—560.6
2552 Indigo Avenue, Middleburg, FL 32068Listed by WALTER WILLIAMS PROPERTIES, INCAug 2025$85,000—0/0—2230.6
4534 Magnolia Street, Middleburg, FL 32068Listed by UNLOCK REALTY GROUP LLCSep 2026$80,000—0/0—120.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$52,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.26 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2764 Indigo Circle, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionBlack Creek Park
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size54,929.16 sq ft
Parcel Number32052400669813300

Amenities

UtilitiesElectricity Available

Exterior

Lot DescriptionAgricultural, Few Trees
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJanuary 19, 2026
Days on Market35
Tax Amount$466.8
Tax Year2025
Listing TermsCash
55+ CommunityNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Sold by: JPAR CITY AND BEACH (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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