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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Mar 9, 2026·11 days on market·Recent sales in Jacksonville

14015 Spanish Point Drive

Jacksonville, FL 32225

$430,000sold priceListed at $439,900 · 97.7% of asking$183/sqftMLS# 2125063
4
Beds
3
Baths
2,346
Sq Ft
1974
Built
2
Garage
Yes
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

Large brick home located in Spanish Point in Fort Carolina Area, Some updating has been done and everything is working per seller.. Eat in kitchen, inside laundry, Screened in porch and large lagoon style pool with center island with palm tree and sunbathing at your leisure .Side entry 2 car garage If by any chance you have a boat or an RV this home also has a Covered RV Parking area right in your own back yard. Don,t let it get away .Easy to see. . Home and Pool being Sold As Is.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
Estimated total, before insurance$3,084/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 14, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644500.3
13839 Spanish Marsh Trail, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$655,000$2433/2.52,697140.3
2235 Hunterwood Court, Jacksonville, FL 32225Listed by DORO REALTY, LLCAug 2026$360,000$2033/21,7743730.5
12424 Tierra Chase Way, Jacksonville, FL 32225Listed by REDFIN CORPORATIONAug 2026$595,000$2234/32,665380.5
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.7
3242 Jupiter Hills Drive, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATEAug 2026$650,000$2344/2.52,782200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,900
Price / Sq Ft$188
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,346
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

Community Information

Address14015 Spanish Point Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionSpanish Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Dimensions115X150
Parcel Number1611160000
ZoningSingle Family

Amenities

UtilitiesElectricity Available, Sewer Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer
AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch, Rear Porch
FencingFull
RoofShingle
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedJanuary 14, 2026
Days on Market11
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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