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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Feb 27, 2026·7 days on market·Recent sales in Jacksonville

792 Pleasure Bay Drive

Jacksonville, FL 32225

$455,000sold priceListed at $470,000 · 96.8% of asking$211/sqftMLS# 2125044
4
Beds
2
Baths
2,153
Sq Ft
1997
Built
2
Garage
No
Pool
HOA $22/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This light-filled 4BE 2BA home offers an open layout with seamless indoor-outdoor living and a spacious, fully fenced private backyard. Double sliding glass doors bring in abundant natural light and create an easy flow for everyday living and entertaining. The kitchen features stainless steel appliances, ample counter space, and overlooks the living room for a bright, connected feel, with durable LVT flooring throughout the main living areas. The owner's suite provides a comfortable retreat with dual vanities, a shower and tub combo, and generous closet space. Conveniently located less than 20 minutes from the beach, downtown, and the St. Johns Town Center, this home delivers both comfort and convenience in one inviting package.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
HOAbilled annually$22
Estimated total, before insurance$3,285/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,771/yr · $481/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,771/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 23, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$360,000$2293/21,5721760.4
970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTYSep 2026$440,000$1974/22,234480.4
12392 Nesting Eagles Way, Jacksonville, FL 32225Listed by TAH FLORIDA LLCAug 2026$369,000$2164/21,711580.6
545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$385,000$2514/21,532691
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800341.3
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84751.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$470,000
Price / Sq Ft$218
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,153
Acres0.25 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address792 Pleasure Bay Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHarbor Winds
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,890 sq ft
Parcel Number1622059020

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Unit

Exterior

FencingBack Yard
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedJanuary 23, 2026
Days on Market7
HOA Fees$263.5 / Annually
HOA FrequencyAnnually
Tax Amount$5,770.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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