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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·44 days on market

5822 Cisco Drive W

Jacksonville, FL 32219

$185,000$171/sqftEst. $961/moMLS# 2124292
4
Beds
2
Baths
1,080
Sq Ft
2002
Built
Garage
No
Pool

About this home

Jacksonville

Escape to peaceful country living with this 4 BR/2BA mobile home set on 2.5 beautiful acres of agriculturally zoned land. Inside a bright, open layout perfect for everyday living and entertaining. The kitchen features a convenient breakfast bar and stainless steel appliances, offering both style and functionality. Step outside onto the deck, ideal for relaxing, grilling, or enjoying scenic country views. The expansive property provides plenty of room for animals, gardening, or future improvements, along with ample space to store a boat, RV, or other toys--no HOA restrictions. The privacy and freedom of the countryside while still having room to make the property your own. This is the perfect opportunity for those seeking A fixer upper with loads of potential.NOTE:: This is a SHORT SALE the file has been opened with the lender and has assigned contact

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$961
Principal & Interest: $961
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,386
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$961
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,263/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $211,500 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$171,415$0 $60,407
2024$112,064$25,000
2023$114,919$25,000 $29,590
2022$83,096$25,000 $2,648
2021$88,088$87,135
2020$88,102$79,214 $15,000

2025 property taxes (current owner): $343/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Active Under Contract$185,000
  • Jan 8, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$185,000
Price / Sq Ft$171
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,080
Acres2.41 acres
Year Built2002
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address5822 Cisco Drive W, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size104,979.6 sq ft
Parcel Number0033250040
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingRV Access/Parking, Unassigned

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesElectric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural
Patio / PorchDeck
FencingFenced, Wire
RoofMetal
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 1, 2026
Days on Market218
Tax Amount$343.2
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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