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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 20, 2026·77 days on market

524 W Railroad Avenue W

Macclenny, FL 32063

$145,000sold priceListed at $150,000 · 96.7% of asking$173/sqftMLS# 2122473
2
Beds
2
Baths
840
Sq Ft
2020
Built
—
Garage
No
Pool
No HOAMobile Home1 story

About this home

Macclenny

This well-maintained 2-bedroom, 2-bathroom home is an excellent opportunity for investors or first-time buyers. Featuring a functional layout and solid structure, the property offers a spacious yard with plenty of potential for outdoor living or future improvements. Whether you're looking to add personal touches or secure a reliable income-producing rental, this home is move-in ready and full of possibilities. Don't miss this affordable opportunity with room to grow!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Estimated total, before insurance$803/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Insurance (est.): $97
Estimated Total Monthly
$900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,541 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Dec 23, 2025Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
714 Short Putt Drive, Macclenny, FL 32063Listed by DUAL STATE REAL ESTATE INCJul 2026$200,000$2262/1884200.5
533 E Ohio Avenue, Macclenny, FL 32063Listed by COWFORD REALTY & DESIGN LLCSep 2026$245,000$2263/21,086691
11824 Faye Road, Macclenny, FL 32063Listed by MCCABE REALTY INCOct 2026$164,500$1782/292461.5
8754 S Ben Rowe Circle, Macclenny, FL 32063Listed by WATSON REALTY CORPJun 2025$170,000$1823/2936492.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$179
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage840
Year Built2020
TypeResidential
Sub-TypeMobile Home
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address524 W Railroad Avenue W, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Parcel Number322S22000000001412

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingElectric
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionVinyl Siding
Road FrontageCity Street

Additional Information

Date ListedDecember 23, 2025
Days on Market77
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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