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Sold

Sold·Closed Sep 17, 2026·256 days on market

246 Rainbow Drive

Hawthorne, FL 32640

$123,000sold priceListed at $125,900 · 97.7% of asking$84/sqftMLS# 2120904
3
Beds
2
Baths
1,456
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XNo HOAMobile Home1 story

About this home

Hawthorne

Country living on .55 acres , this three bedroom two bath mobile home offers 1456 square feet of livable space .

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$681
Estimated total, before insurance$681/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$123,000
$24,600
Loan Term
Monthly Payment
$681
Principal & Interest: $681
Insurance (est.): $82
Estimated Total Monthly
$763
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Closed$125,900
  • Aug 27, 2026Pending$125,900
  • Apr 30, 2026Listed$125,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $86/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
158 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCAug 2025$295,000$2033/21,45610.6
109 Sandpiper Drive, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYApr 2026$260,580$1813/21,440531.3
150 Lake Galilee Drive, Hawthorne, FL 32640Listed by GETMOREOFFERSSep 2026$212,000$1364/21,560321.8
323 Lily Trail, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Aug 2026$201,000$1763/21,140112.1
110 Hill Top Loop, Hawthorne, FL 32640Listed by HELEN HERSEY REALTYAug 2026$265,000$1753/21,5121302.1
128 Lakeview Court, Interlachen, FL 32148Listed by SMILEEHOUSE AUCTION CO LLCApr 2025$176,000$1503/21,17333

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,900
Price / Sq Ft$86
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,456
Year Built1984
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address246 Rainbow Drive, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionRainbow Lake Estates
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Parcel Number021023765100800210

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 30, 2026
Days on Market256
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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