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Sold·Closed Jul 14, 2025·41 days on market
245 Whirlwind Loop
Hawthorne, FL 32640
About this home
Hawthorne
Opportunity knocks in this unique fly-in community! Voluntary HOA provides access to the private airstrip. Whether you're an aviator, investor, or just craving space, this one's full of possibilities. Sitting on 2 acres, this fixer-upper has solid bones and tons of potential. Recent updates include a new roof (2021), HVAC (2018), newer appliances, and a freshly pumped and inspected septic system. Outside, enjoy a semi-permanent pool, chicken coops, garden area, and a powered shop—perfect for hobbies or storage. Washer/dryer hookups are located outside.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,657 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 13 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 12 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 12 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $680/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $106/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 240 Whirlwind Loop, Hawthorne, FL 32640Listed by IHEART REALTY INC | Mar 2026 | $365,000 | $225 | 4/2.5 | 1,620 | 13 | 0.1 |
| 182 Whirlwind Loop, Hawthorne, FL 32640Listed by MOMENTUM REALTY | May 2025 | $325,000 | $180 | 4/2 | 1,803 | 11 | 0.3 |
| 175 Whirlwind Loop Loop, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTY | Oct 2026 | $238,000 | $207 | 3/2 | 1,152 | 150 | 0.4 |
| 290 Whirlwind Loop, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTY | May 2025 | $270,000 | $214 | 3/2 | 1,260 | 3 | 0.4 |
| 225 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by LANTERN REALTY, LLC. | Jan 2026 | $219,800 | $147 | 3/2 | 1,498 | 70 | 0.6 |
| 340 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTY | Dec 2025 | $275,000 | $160 | 3/2 | 1,719 | 88 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines