Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 12, 2025·259 days on market

6192 County Rd 219

Melrose, FL 32666

$615,000sold priceListed at $629,900 · 97.6% of asking$254/sqftMLS# 2066594
4
Beds
3
Baths
2,418
Sq Ft
1900
Built
—
Garage
No
Pool
No HOA11.20 acresWaterfrontSingle Family Residence2 stories

About this home

Melrose

This beautiful two-story home, originally built in 1900, has had many upgrades, yet still offers its historic charm. Situated on 11+ acres, mostly cleared, with forntage on Echo Lake. Features include wood flooring throughout, solid surface countertops in the kitchen, four wood-burning fireplaces, built-in bookshelves, & more. The spacious master suite addition has a large walk-in closet & modern bathroom. There is also an attached workshop/storage area. Don't miss out on the peace & quiet this beautiful lake front property has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Clay County$942
Estimated total, before insurance$4,349/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,038/yr · $87/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $943
Insurance (est.): $410
Estimated Total Monthly
$4,759
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,038/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 24, 2025Listed$629,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810661
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001091
251 Swan Lake Drive, Melrose, FL 32666Listed by RIVER CITY RENTALS AND REALTYSep 2026$367,000$1843/22,000261.1
240 Swan Lake Drive, Melrose, FL 32666Listed by COLDWELL BANKER BEN BATES INCAug 2026$427,500$2263/21,890311.2
204 1st Street, Melrose, FL 32666Listed by YOUR HOME SOLD GUARANTEED JESSE WARMKA TEAMApr 2025$315,000$1525/32,0761601.5
120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$380,000$2202/21,7272592.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,900
Price / Sq Ft$261
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,418
Acres11.20 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address6192 County Rd 219, Melrose, FL 32666
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityMelrose
CountyClay
StateFL
Zip Code32666
Lot Size487,872 sq ft
Parcel Number04092300526500100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Walk-In Closet(s)
AppliancesElectric Range
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces4
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Lot DescriptionIrregular Lot
Patio / PorchCovered, Front Porch
RoofMetal
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 24, 2025
Days on Market259
Tax Amount$1,038.1
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines