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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·203 days on market

2537 Wisdom Court

Jacksonville, FL 32210

$375,000$150/sqftEst. $1,912/moMLS# 2119320
4
Beds
3
Baths
2,507
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this charming 4-bedroom, 3-bathroom home, only 5 years young! Resting in a secluded neighborhood, this residence features a modern open floor plan with abundant natural light. The spacious living area flows seamlessly into the kitchen, equipped with matching appliances, an island countertop sink, and ample cabinetry. The master suite offers a luxurious en-suite bathroom and two walk-in closets. Three additional bedrooms are perfect for family, guests, or a home office. Enjoy the convenience of a dedicated laundry room and an attached garage. Watch the ducks and geese in the pond along the back of the property. Conveniently located near schools, parks, and shopping, this move-in-ready gem combines contemporary comfort with practical living. The interior has new paint and is ready now! Don't miss out--schedule a tour today!

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,912
Principal & Interest: $1,912
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,774
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,912
Property taxesest. at asking price, Duval County$612
HOAbilled annually$37
Estimated total, before insurance$2,561/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,999/yr · $417/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $385,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$306,628$250,906
2024$319,244$269,244
2023$344,729$344,729
2022$242,473$223,456
2021$203,142$203,142
2020$37,000$35,688

2025 property taxes (current owner): $4,999/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 7, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$150
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,507
Total Structure Area3,153 sq ft
Acres0.15 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryNormandy Village
HighEdward White

Community Information

Address2537 Wisdom Court, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionOld Glory Walk
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,534 sq ft
Parcel Number0124000235
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Management - Off Site
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 7, 2026
Days on Market185
HOA Fees$440 / Annually
HOA FrequencyAnnually
HOA NameOld Glory Walks Owners Association
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,998.52
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN REALTY AND MANAGEMENT

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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