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Sold

Sold·Closed Dec 16, 2025·5 days on market

122 Arden Avenue

Interlachen, FL 32148

$120,000sold priceListed at $120,000 · 100% of asking$167/sqftMLS# 2118897
3
Beds
3
Baths
720
Sq Ft
1969
Built
—
Garage
No
Pool
No HOA13,068 sqft lotWaterfrontMobile Home1 story

About this home

Interlachen

Discover the potential of this unique waterfront property on spring-fed Junior Lake in Interlachen, FL. Originally a 1969 single-wide mobile home, this residence has been expanded over the years and now offers a spacious 3-bedroom, 3-bath layout—ready for a full remodel to create the lakefront retreat of your dreams. Situated on a beautiful, fenced lot, the property provides peaceful views, mature trees, and direct access to the clear waters of Junior Lake. Whether you envision a weekend getaway, full-time residence, or investment opportunity, this home offers a rare chance to build equity in a highly desirable natural setting. Bring your vision and transform this lakefront gem into something truly special. This home is being sold as is. None of the utilities are connected.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Estimated total, before insurance$665/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Insurance (est.): $80
Estimated Total Monthly
$745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1111 Junior Lake Drive, Interlachen, FL 32148Listed by CW REALTYMay 2025$174,900$2082/2840580.2
121 Church Lake Drive, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$120,000$1422/284770.4
212 Dawn Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$54,500$812/1672460.5
125 Ofarrell Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPApr 2025$114,000$1232/29241360.6
104 Cindy Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCJul 2025$125,000$1352/29243330.8
127 Arnold Street, Interlachen, FL 32148Listed by KELLER WILLIAMS FIRST COAST REALTYDec 2025$85,000$982/1864171.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$167
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage720
Total Structure Area2,010 sq ft
Acres0.30 acres
Year Built1969
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address122 Arden Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size13,068 sq ft
Lot Dimensions85 x 34
Parcel Number021024407518400270
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewLake
Waterfront TypeLake Front

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingChain Link, Full
RoofMetal
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedNovember 21, 2025
Days on Market5
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Sold by: NICOSIA REALTY INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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