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Sold

Sold·Closed Jul 28, 2025·333 days on market

104 Cindy Avenue

Interlachen, FL 32148

$125,000sold priceListed at $125,000 · 100% of asking$135/sqftMLS# 2044355
2
Beds
2
Baths
924
Sq Ft
1987
Built
—
Garage
No
Pool
No HOA9,583 sqft lotMobile Home1 story

About this home

Interlachen

BEAUTIFUL 2BR 2BA HOME ON NICE FENCED LOT. This home boasts of new laminate flooring throughout, new cabinets and a new shower. Nice concrete driveway and a carport to park under. Open living area, kitchen and dining area. New shower. A very nice shed adjacent to the carport. Lots of storage or a workshop. Take nice stroll down to JEWEL lake. This home is just waiting for YOU.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$692
Estimated total, before insurance$692/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$125,000
$25,000
Loan Term
Monthly Payment
$692
Principal & Interest: $692
Insurance (est.): $83
Estimated Total Monthly
$776
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,539 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $287/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $135/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
183 Violet Circle, Interlachen, FL 32148Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$237,900$2102/21,135630.2
119 Walter Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCMar 2026$149,900$1462/21,027280.3
121 Church Lake Drive, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$120,000$1422/284770.4
105 Rachel Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Apr 2026$125,000$1303/1960330.5
209 Dawn Avenue, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCOct 2025$186,000$1763/21,056690.5
133 Mullis Avenue, Interlachen, FL 32148Listed by ALIGN RIGHT REALTY HORIZONSAug 2026$55,000$822/16724350.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Price / Sq Ft$135
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage924
Acres0.22 acres
Year Built1987
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address104 Cindy Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size9,583.2 sq ft
Lot Dimensions75 X 125
Parcel Number021024407522800030
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingCarport, Covered, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchDeck, Rear Porch
FencingChain Link, Full
RoofMetal
ConstructionAluminum Siding
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMarch 1, 2025
Days on Market333
Tax Amount$286.68
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC

Sold by: REMI REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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