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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 2, 2025·2 days on market

0 Mallard Road

Middleburg, FL 32068

$125,000sold priceListed at $125,000 · 100% of askingMLS# 2117708
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA1.29 acresUnimproved Land

About this home

Middleburg

A mobile home and shed were removed from this lot at some point. Unknown if there is a septic or well on this lot. Unlock the potential and create your vision—Incredible opportunity to own two adjoining parcels totaling approximately 2.5 acres in Duck Pond community! Located on the corner of paved Mallard Rd and Feather Ln (dirt road), this property offers the perfect setting for your dream home, new construction project, or country retreat. The existing dwelling has no contributory value and is in poor condition but could be rehabbed. There is a well, septic system, and power pole on site-condition unknown. Property is being sold AS-IS, WHERE-IS. Buyer to perform all due diligence. Buyer responsible to deal with dwelling in manner they see fit after closing. Located approx. 1 mile from Wilkinson Elementary and Jr. High Schools, this property offers a convenient rural lifestyle close to local amenities. Cash offers only with proof of funds.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$692
Property taxesest. at asking price, Clay County$192
Estimated total, before insurance$884/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$918/yr · $77/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$125,000
$25,000
Loan Term
Monthly Payment
$692
Principal & Interest: $692
Property taxes (est.): $192
Insurance (est.): $83
Estimated Total Monthly
$967
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$65,500$33,674—
2024$46,750$30,613—
2023$40,500$27,830—
2022$34,250$25,300—
2021$23,000$23,000—
2020$23,000$23,000—

2024 property taxes (current owner): $918/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5545 Buzzie Lane, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$50,000—0/0—1090.4
5181 County Road 218, Middleburg, FL 32068Listed by 1st CHOICE REAL ESTATE INCDec 2025$175,000—0/0—1900.6
2375 Cricket Road, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$69,500—0/0—31.3
1901 Harvest Way, Middleburg, FL 32068Listed by WATSON REALTY CORPDec 2025$95,000—0/0—721.7
5630 Alford Lane, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2025$130,000—0/0—342.3
0 Wolf Trail, Middleburg, FL 32068Listed by WATSON REALTY CORPOct 2026$62,000—0/0—2032.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.29 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address0 Mallard Road, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionDuck Pond
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size56,192.4 sq ft
Parcel Number01052300045400101

Amenities

UtilitiesOther
SewerUnknown

Exterior

Lot DescriptionOther
FencingOther, Chain Link
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 13, 2025
Days on Market2
Tax Amount$918.23
Tax Year2024
Listing TermsCash
55+ CommunityNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: 1 REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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