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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Point, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Mar 24, 2026·92 days on market·Recent sales in Azalea Point·Azalea Point

104 Azalea Point Drive S

Ponte Vedra Beach, FL 32082

$880,000sold priceListed at $885,000 · 99.4% of asking$348/sqftMLS# 2117659
4
Beds
3
Baths
2,529
Sq Ft
1996
Built
3
Garage
No
Pool

All Azalea Point homes for sale →Search Azalea Point on the map

HOA $177/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Azalea Point

*Seller offering to cover 1 year of HOA* Welcome to Azalea Point, one of Ponte Vedra Beach's most cherished gated communities, where comfort, style, and coastal living come together effortlessly. This impeccable home features a spacious split-bedroom layout with four bedrooms, three full baths, an office, and a three-car garage, designed for both everyday living and memorable gatherings. Begin your mornings in the remodeled kitchen, complete with triple-filter water filtration and modern updates, as you sip coffee by the bay windows and watch birds flutter along the backyard. The connected dining and living spaces flow seamlessly onto a newly installed 2025 paver patio and a covered, screened porch, an ideal setting for hosting friends or simply enjoying peaceful afternoons. Just two houses down, the neighborhood playground provides the perfect social spot for children waiting for the school bus.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,874
Property taxesest. at asking price, St. Johns County$1,171
HOAbilled quarterly$177
Estimated total, before insurance$6,222/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,578/yr · $715/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$880,000
$176,000
Loan Term
Monthly Payment
$4,874
Principal & Interest: $4,874
Property taxes (est.): $1,171
Insurance (est.): $587
Estimated Total Monthly
$6,632
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$699,258$699,258—
2024$663,722$663,722—
2023$619,320$619,320—
2022$630,376$630,376—
2021$423,717$254,363—
2020$427,756$250,161—

2024 property taxes (current owner): $8,578/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $350/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.1
113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERYSep 2026$875,000$4214/22,079650.2
127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$855,000$3784/32,259340.3
42 Village Walk Drive, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,000,000$4613/22,16760.4
100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$759,500$3863/21,96980.4
7 Walkers Ridge Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES,Jul 2026$670,000$3653/21,8381040.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$885,000
Price / Sq Ft$350
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,529
Acres0.26 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address104 Azalea Point Drive S, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionAzalea Point
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size11,325.6 sq ft
Parcel Number0669030020

Amenities

AmenitiesPool, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecurityGated with Guard

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Shell Dash

Additional Information

Date ListedNovember 14, 2025
Days on Market92
HOA Fees$530 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$8,578.09
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Point

Azalea Point is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines