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Sold·Closed Apr 15, 2026·128 days on market
159 Keystone Road
Palatka, FL 32177
About this home
Palatka
Charming country living on 2.25 acres! This 3-bedroom, 2-bath manufactured home offers endless potential. Features include a 3 -stall barn, fenced yard, and plenty of room for animals and outdoor hobbies. Major updates already completed-roof replaced in 2021, A/C in 2020, and septic in 2016. With a little TLC, this property could truly shine!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,436 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 18 mi · 4.1 mi of trails
Closest public boat ramp
Riverdale Park Public Boat Rampabout 13 mi · St. Johns River
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 15 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $142/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 133 Fulton Road, Palatka, FL 32177Listed by NON MLS (realMLS) | Jan 2026 | $210,000 | $130 | 3/2 | 1,620 | 0 | 0.4 |
| 113 Odom Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Aug 2025 | $191,500 | $161 | 3/1 | 1,188 | 25 | 0.9 |
| 115 Key Road, Palatka, FL 32177Listed by LPT REALTY LLC | Aug 2025 | $275,000 | $189 | 4/2 | 1,456 | 290 | 1.3 |
| 201 Beaver Lane, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Mar 2026 | $140,000 | $139 | 3/1 | 1,008 | 31 | 1.7 |
| 461 Old Starke Road, Palatka, FL 32177Listed by GREAT EXPECTATIONS REALTY | Oct 2026 | $430,000 | $368 | 3/2 | 1,170 | 150 | 1.9 |
| 204 Comer Road, Palatka, FL 32177Listed by GREAT EXPECTATIONS REALTY | Jan 2026 | $345,000 | $218 | 3/2 | 1,583 | 77 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: RIVER LIFE REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines