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Sold

Sold·Closed Mar 5, 2026·31 days on market

201 Beaver Lane

Palatka, FL 32177

$140,000sold priceListed at $140,000 · 100% of asking$139/sqftMLS# 2123538
3
Beds
1
Baths
1,008
Sq Ft
1961
Built
—
Garage
No
Pool
No HOA1.46 acresSingle Family Residence1 story

About this home

Palatka

A foreclosed property in a rural setting. Offers 1.45 acres, partially fenced. Effective year is 1990 with a front porch entry and back porch off of the kitchen. An additional porch has been enclosed for extra living space (not included in heated square footage). Buyers should complete their own due diligence. Conveyed As Is with Special Warranty Deed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$769
Estimated total, before insurance$769/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,276/yr · $190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,276/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 5, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
113 Odom Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCAug 2025$191,500$1613/11,188252.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$139
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,008
Total Structure Area1,152 sq ft
Acres1.46 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
HighPalatka, reported on 2 other Metes & Bounds listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address201 Beaver Lane, Palatka, FL 32177
Area562-Bardin/West Bostwick
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size63,597.6 sq ft
Parcel Number170926000001900000
ZoningAgricultural

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchDeck, Front Porch, Rear Porch
FencingBack Yard, Chain Link
RoofMetal
ConstructionFrame, Wood Siding
Other StructuresShed(s)
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 5, 2026
Days on Market31
Tax Amount$2,276.21
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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