This home is in Jacksonville.

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Active

Active·260 days on market

8539 Gate Parkway W 9441

Jacksonville, FL 32216

$160,000$221/sqftEst. $852/moMLS# 2115644

Beds

Baths

723

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Enjoy resort-style living within this luxury gated community! The listed price includes a one-car garage complete with additional attic storage. This fourth-floor unit in the main building offers serene preserve views right from the balcony. The kitchen features granite countertops, 42-inch cabinetry, and a stylish backsplash, complemented by newer stainless steel appliances. A deep, single-basin stainless steel sink adds to the kitchen's practicality. Freshly painted throughout, the unit boasts 9-foot ceilings with ample space between the ceiling and roof. The roof was replaced in 2022. Safety is enhanced with a built-in sprinkler system. Residents can take advantage of excellent amenities, including a private gym, a luxurious clubhouse with a full kitchen, and a pool area equipped with outdoor grills and lounge chairs perfect for relaxing on warm summer days and evenings.

Cost to own

Mortgage calculator

Home Price

$160,000

Down Payment: 20%

$32,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$813

Principal & Interest: $813

Est. Taxes & Insurance: $203

Estimated Total Monthly

$1,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$852

Property taxesest. at asking price, Duval County$261

HOAbilled monthly$360

Estimated total, before insurance$1,473/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $211,000 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$156,000	$95,412	▲ $5,000
2024	$151,000	$92,016	—
2023	$151,000	$44,756	—
2022	$124,500	$41,997	—
2021	$102,500	$39,318	—
2020	$96,500	$38,085	—

2024 property taxes (current owner): $1,823/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History