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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 17, 2026·77 days on market

181 Beachway Drive

Palm Coast, FL 32137

$390,000sold priceListed at $415,000 · 94% of asking$205/sqftMLS# 2115342
4
Beds
2
Baths
1,906
Sq Ft
2006
Built
2
Garage
No
Pool
No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to a beautifully upgraded home on a desirable corner lot in the heart of Palm Coast. This elegant 4 bedroom, 2 bath home is thoughtfully designed for both comfort and style. Solid built concrete block construction features a bright, open layout with an upgraded kitchen showcasing custom cabinetry, granite countertops, and stainless steel appliances, perfect for everyday living and entertaining. Major systems have been recently replaced, including the roof, HVAC, and water heater, offering peace of mind for years to come. Tile and laminate flooring flow throughout, enhancing the home's clean, contemporary appeal. Step outside to your private backyard oasis complete with a spacious patio and a sauna, ideal for outdoor gatherings or quiet relaxation. Close to the new AdventHealth hospital, major stores, dining, and beautiful beaches. Located in a sought after community with no HOA. This home offers everything to enjoy the best of the Palm Coast lifestyle

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Estimated total, before insurance$2,160/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,056/yr · $171/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Insurance (est.): $260
Estimated Total Monthly
$2,420
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,056/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 28, 2025Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
196 Boulder Rock Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$330,000$1494/22,222960.2
1 Bowman Place, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$300,000$1594/21,889470.5
14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEAug 2026$400,000$2443/21,64130.6
35 Belleaire Drive, Palm Coast, FL 32137Listed by HEARTLAND REAL ESTATE SERVICESJul 2026$279,000$1383/22,01610.6
8 Bannbury Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$319,900$1564/22,0522360.7
89 Beaverdam Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$329,990$1774/21,862980.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$218
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,906
Total Structure Area2,579 sq ft
Acres0.29 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address181 Beachway Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size12,632.4 sq ft
Parcel Number0711317011001400090
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
Spa FeaturesHeated

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedOctober 28, 2025
Days on Market77
Tax Amount$2,055.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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