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Sold

Sold·Closed Nov 7, 2025·6 days on market

5502 SE 86th Street

Hampton, FL 32044

$192,000sold priceListed at $194,900 · 98.5% of asking$112/sqftMLS# 2113791
3
Beds
2
Baths
1,716
Sq Ft
2007
Built
—
Garage
No
Pool
No HOA1.00 acresMobile Home1 story

About this home

Hampton

This immaculate mobile home sits on a beautiful lot with mature oak and pecan trees. When you enter this home you will not believe how large and bright the living area feels. The home features 3 bedrooms, an office/playroom near the kitchen, 2 full baths with a new tub and toilet in main bathroom, new flooring through out, new water softener system, new ceiling fans throughout, and a new storage shed outside. The lot feels much bigger than a 1 acre, plenty of room for a growing family. This property is close to Gainesville, Keystone Heights and Starke. Make an appointment to see because it shouldn't be on the market long.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,063
Estimated total, before insurance$1,063/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$192,000
$38,400
Loan Term
Monthly Payment
$1,063
Principal & Interest: $1,063
Insurance (est.): $128
Estimated Total Monthly
$1,191
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $114/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8352 SE 325 County Road, Hampton, FL 32044Listed by JULIE MORROW PREMIER REALTY INCApr 2025$216,000$1444/11,500260.3
4680 SE 92nd Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INCMar 2026$289,900$1923/21,512121.1
9742 Highway 301, Hampton, FL 32044Listed by HOME PLACE REALTYJul 2026$73,000$483/21,512841.5
10407 Prospect Avenue, Hampton, FL 32044Listed by EPIQUE REALTY, INCApr 2025$109,500$723/11,525841.5
6333 Fox Hollow Ct Court, Hampton, FL 32044Listed by HATCH REALTY SERVICESOct 2025$305,000$2223/21,3711761.6
10055 Fox Hollow Drive, Hampton, FL 32044Listed by REAL BROKER LLCJan 2026$339,707$1883/21,8101211.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,900
Price / Sq Ft$114
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,716
Acres1.00 acres
Year Built2007
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address5502 SE 86th Street, Hampton, FL 32044
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityHampton
CountyBradford
StateFL
Zip Code32044
Lot Size43,560 sq ft
Parcel Number05157000212

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
FencingWire
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedOctober 17, 2025
Days on Market6
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Sold by: COLDWELL BANKER SMITH AND SMITH REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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