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Sold·Closed Apr 30, 2025·84 days on market

10407 Prospect Avenue

Hampton, FL 32044

$109,500sold priceListed at $129,900 · 84.3% of asking$72/sqftMLS# 2062404
3
Beds
1
Baths
1,525
Sq Ft
1950
Built
4
Garage
No
Pool
No HOA0.67 acresWaterfrontSingle Family Residence1 story

About this home

Hampton

Wow! Grab this handyman special while it lasts and turn it into your dream. Roof is less than 10 years old (May, 2015). Several windows replaced in 2011. HVAC in 2007. Water Heater in 2005. Good bones! While this home needs TLC, there is SOO much potential at this price point. In addition to the 3 Bedroom home w/ additional space to add on, the oversized detached garage/workshop is 1,050 sqft by itself! Clean out the pond and refurbish the dock for some fishing or relaxing in your own backyard! Bring your cash offers and let's make a great deal happen!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$607
Estimated total, before insurance$607/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,505/yr · $125/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$109,500
$21,900
Loan Term
Monthly Payment
$607
Principal & Interest: $607
Insurance (est.): $73
Estimated Total Monthly
$680
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,595 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,505/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $85/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10235 Volkswagon Drive, Hampton, FL 32044Listed by CW REALTYNov 2025$238,000$1633/21,460580.8
4680 SE 92nd Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INCMar 2026$289,900$1923/21,512120.9
10055 Fox Hollow Drive, Hampton, FL 32044Listed by REAL BROKER LLCJan 2026$339,707$1883/21,8101211.2
6333 Fox Hollow Ct Court, Hampton, FL 32044Listed by HATCH REALTY SERVICESOct 2025$305,000$2223/21,3711761.2
8352 SE 325 County Road, Hampton, FL 32044Listed by JULIE MORROW PREMIER REALTY INCApr 2025$216,000$1444/11,500261.2
9742 Highway 301, Hampton, FL 32044Listed by HOME PLACE REALTYJul 2026$73,000$483/21,512841.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$129,900
Price / Sq Ft$85
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,525
Acres0.67 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address10407 Prospect Avenue, Hampton, FL 32044
Area523-Bradford County-SE
SubdivisionHampton
CityHampton
CountyBradford
StateFL
Zip Code32044
Lot Size29,185.2 sq ft
Parcel Number05056000118
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage
ViewPond
Waterfront TypePond

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchRear Porch, Screened
RoofShingle
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 1, 2025
Days on Market84
Tax Amount$1,505
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Sold by: EPIQUE REALTY, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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