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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 8, 2026·170 days on market

3033 County Road 220

Middleburg, FL 32068

$250,000sold priceListed at $300,000 · 83.3% of askingMLS# 2112990
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA4.85 acresUnimproved Land

About this home

Middleburg

This beautiful parcel of land is located on CR220 just west of the new bridge being built. Offering a ''convenient to everything'' location and privacy as well. 4.85 acres with well, septic and electric. There is a beautiful natural pond toward the back of lot perfect for fishing. Land had a mobile home that has been removed leaving behind a large cleared area for building. Currently zoned BF-PUD per Clay County Zoning.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, Clay County$383
Estimated total, before insurance$1,768/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$752/yr · $63/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,935
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $752/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Bear Run Boulevard, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2025$975,000—0/0—6011.7
664 O'Hara Road, Middleburg, FL 32068Listed by CENTURY 21 INTEGRAJun 2025$310,000—0/0—81.7
3477 Olin Baxley, Middleburg, FL 32068Listed by BEYCOME OF FLORIDA LLCSep 2026$95,000—0/0—262.1
0 Landward Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$157,500—0/0—2002.1
0 Landward Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$157,500—0/0—1972.1
3220 County Road 739, Green Cove Springs, FL 32043Listed by PATHWAY REALTY INCJun 2025$120,500—0/0—992.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres4.85 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3033 County Road 220, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size211,266 sq ft
Parcel Number33042500813800000
ZoningPUD

Amenities

UtilitiesElectricity Available
SewerPrivate Sewer
Water SourceWell

Exterior

Lot DescriptionCleared
Road FrontageCounty Road

Additional Information

Date ListedOctober 12, 2025
Days on Market170
Tax Amount$752.48
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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