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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 2, 2025·57 days on market

4066 Pinto Road

Middleburg, FL 32068

$90,000sold priceListed at $95,000 · 94.7% of asking$97/sqftMLS# 2112102
2
Beds
1
Baths
924
Sq Ft
1980
Built
—
Garage
No
Pool
No HOA1.00 acresMobile Home1 story

About this home

Middleburg

GREAT LOCATION Older Single wide Mobile Home with Front Porch in need of a Total rehab. Do not enter dwelling Sold AS-IS, Septic Tank Driveway Culvert and Impact Fee Permits are in place. Depending on Buyers intentions Buyer may need to pay a partial improvement on the replacement contact the county for clarity. Shared Well was in working order last occupied about 2 yrs ago. Well is on 4066 but powered by 4070 Pinto. Buyer to do there own due diligence with county regarding an Impact Fee exemption if in full or partial. If Home is going to be replaced. Small Pond in front somewhat fenced with a front gate, Paved road. Sheds do not convey. Less than 5 minutes from Walmart Lowes Home Depot St Vincents, etc. and only 5 minutes from the New Expressway. Seller has never occupied Listing Agent is related to Seller.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$491
Property taxesest. at asking price, Clay County$138
Estimated total, before insurance$629/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,342/yr · $112/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,342/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $103/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1628 Chestnut Bay Cove, Middleburg, FL 32068Listed by FREEDOM REALTY GROUP LLCOct 2026$160,000$1403/21,140280.5
4207 Falcon Run Lane, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCOct 2025$210,000$1993/21,05661.2
392 Foxtail Avenue, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCMay 2026$243,000$2203/21,1041441.9
4093 Lazy Acres Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$395,000$4692/2842342.4
4961 Bent Twig Road, Middleburg, FL 32068Listed by GAILEY ENTERPRISES LLCJun 2025$149,500$1912/178412.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$95,000
Price / Sq Ft$103
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage924
Total Structure Area1,124 sq ft
Acres1.00 acres
Year Built1980
TypeResidential
Sub-TypeMobile Home
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address4066 Pinto Road, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size43,560 sq ft
Lot Dimensions165x264x165x264
Parcel Number00589200000
ZoningAgricultural

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceShared Well, Well
ParkingAdditional Parking
ViewPond

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

Lot DescriptionAgricultural, Many Trees
Patio / PorchCovered, Front Porch
FencingFenced, Wire
RoofOther
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 6, 2025
Days on Market57
Tax Amount$1,342
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: EAGLES WORLD REALTY, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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