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Active

Active·288 days on market

118 Riverside Avenue

Satsuma, FL 32189

$210,000$130/sqftEst. $1,118/moMLS# 2111212
3
Beds
2
Baths
1,616
Sq Ft
1972
Built
Garage
No
Pool

About this home

Satsuma

10K PRICE IMPROVEMENT! Enjoy life on the water. This canal-front home offers direct access to some of North Florida's best fishing spots. This well-kept mobile home combines comfort & convenience w/a laid-back waterfront lifestyle. Whether you're casting a line from your backyard, launching a kayak, or simply relaxing on the deck, you'll love the peaceful views and easy access to the Intracoastal waterways. The home features an open living area, a functional kitchen & 3 comfortable bedrooms, making it a great fit for year-round living or a weekend retreat. This property includes a covered front porch, screened in back porch, large dock on the canal w/fish cleaning station & a screened in entertainment area on the dock. Room to dock several boats. Canal is directly off Dunn's Creek near Georgia Boys Fish Camp. Perfect for anglers, nature lovers, or anyone dreaming of life on the water! Currently used as a short-term rent. Recently connected to city water.

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,061
Principal & Interest: $1,061
Est. Taxes & Insurance: $265
Estimated Total Monthly
$1,326
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,118
Estimated total, before insurance$1,118/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,287/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Price change$210,000$10,000
  • Sep 30, 2025Listed$220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$210,000
Price / Sq Ft$130
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,616
Acres0.24 acres
Year Built1972
TypeResidential
Sub-TypeMobile Home
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address118 Riverside Avenue, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size10,454.4 sq ft
Parcel Number371127826100000420

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingCircular Driveway, Off Street
ViewCanal, Water

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch, Screened
Other StructuresShed(s)

Additional Information

Date ListedSeptember 30, 2025
Days on Market288
Tax Amount$2,286.52
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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