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Sold·Closed Nov 12, 2025·42 days on market

3626 Kapalua Court

Green Cove Springs, FL 32043

$588,000sold priceListed at $600,000 · 98% of asking$184/sqftMLS# 2108591
4
Beds
3.5
Baths
3,188
Sq Ft
1988
Built
2
Garage
Yes
Pool
HOA $153/mo0.43 acresSingle Family Residence1 story

About this home

Green Cove Springs

Priced to sell under market value.Beautiful custom home located in Magnolia Point Country Club.This 4 bedroom 3 1/2 bath home was custom built for the builder (Ted Martin Homes).this home offers many upgrades including coffered ceiling in dining room, tray ceiling in owners suite, 18ft vaulted ceiling in great room and kitchen. Vaulted ceilings in bedrooms.Owners bath has separate shower with double heads and jetted tub for relaxing nights.His and her sinks and closets. All bedrooms are large..Large kitchen with island over looks great room and opens up to to beautiful back yard. Large covered back porch with outdoor kitchen.Pebble bottom pool has water fall, deck jets and salt water system.Enjoy the fire pit with family and friends on chilly fall and winter nights.Home is located on quiet cul-des-sac.Oversized paver driveway that can accommodate large boats or campers with a two day pass. Community offers beautiful clubhouse with pub. Golf, tennis, pickle ball and olympic sized pool.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,257
Property taxesest. at asking price, Clay County$901
HOAbilled quarterly$153
Estimated total, before insurance$4,311/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,539/yr · $378/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$588,000
$117,600
Loan Term
Monthly Payment
$3,257
Principal & Interest: $3,257
Property taxes (est.): $901
Insurance (est.): $392
Estimated Total Monthly
$4,550
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,539/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2025Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3686 Winged Foot Circle, Green Cove Springs, FL 32043Listed by INI REALTYJun 2026$565,000$2064/32,737660.1
1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$685,000$2365/42,9002700.2
3399 Olympic Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYMar 2026$593,000$2194/32,7124250.3
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512310.4
3362 Turkey Creek Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$425,000$1394/33,056290.4
3570 Shinnecock Lane, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$560,000$2154/2.52,602230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$600,000
Price / Sq Ft$188
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,188
Total Structure Area4,367 sq ft
Acres0.43 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water, Waterfall
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryPaterson
MiddleGreen Cove Springs
HighClay

Community Information

Address3626 Kapalua Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size18,730.8 sq ft
Parcel Number04062601523100218
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Golf Course, Maintenance Grounds, Management - Full Time, Management - Off Site, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units, Split System, Zoned
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
Window FeaturesSkylight(s)
SecurityGated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Dead End Street, Easement Access, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 12, 2025
Days on Market42
HOA Fees$459.38 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$4,539.41
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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