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Sold·Closed Oct 8, 2025·14 days on market
95292 College Parkway
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Seller Offering up to $10,000 Toward Buyer's Closing Costs or Interest Rate Buy-Down with an Acceptable Offer! No CDD Fee! Built in 2021, this stylish 3-bedroom, 2-bath home with office space offers a spacious open-concept layout and thoughtful upgrades throughout. Luxury vinyl plank flooring, quartz kitchen countertops, ceiling fans, and fresh interior paint create a modern, move-in ready feel. An entertainer's delight, the home features a large kitchen island, stylish sink, dining buffet with quartz surface, and a covered screened-in patio that expands the entertaining space�perfect for gatherings, morning coffee, or a glass of wine at the end of the day. The kitchen is a showstopper with its generous island, pantry, and ample storage�ideal for both everyday living and entertaining. Abundant natural light fills the home, enhancing the bright, airy atmosphere. The primary suite boasts a large walk-in closet and double vanity, while the expansive backyard provides plenty of room
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,637/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 5, 2025Listed$365,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95083 Colnago Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $340,000 | $217 | 3/2 | 1,569 | 89 | 0.1 |
| 95451 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by DIAMOND REALTY GROUP OF AMELIA ISLAND | Jul 2026 | $382,500 | $211 | 4/2 | 1,811 | 204 | 0.3 |
| 95421 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $355,000 | $195 | 4/2 | 1,816 | 107 | 0.4 |
| 96017 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Jun 2026 | $448,234 | $222 | 3/2 | 2,020 | 10 | 0.4 |
| 95344 Marc Anthony Road, Fernandina Beach, FL 32034Listed by MARSH LIFE REALTY, LLC | Jun 2026 | $170,000 | $92 | 0/0 | 1,850 | 24 | 0.5 |
| 95043 Paso Robles Court, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2026 | $685,000 | $385 | 2/2 | 1,778 | 86 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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