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This home is in St. Augustine.

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Active

Active·143 days on market

405 Flagler Boulevard 6A

St. Augustine, FL 32080

$295,900$269/sqftEst. $1,509/moMLS# 2107267
2
Beds
1
Baths
1,098
Sq Ft
1972
Built
Garage
No
Pool

About this home

St. Augustine

Don't miss this rare opportunity to own a turn-key end-unit townhome in Salt Run II. Located in Davis Shores on Anastasia Island this fully renovated 2BR/1.5 BA residence offers 1,098 sq ft of low-maintenance coastal living and is ideally suited as a vacation home, investment property, or full time residence. Recent upgrades include stainless steel appliances, luxury vinyl plank flooring in the bedrooms, and tile throughout the ground floor and wet areas. New modern fixtures create a stylish and comfortable interior. The semi open concept kitchen seamlessly connects to the living and dining areas. Both bedrooms are located on the second floor, each offering abundant natural lighting, walk in closets and a shared updated bath. Enjoy outdoor relaxation with covered porches on both levels as well as a shared courtyard. This unit also boasts of an assigned parking space and one of 5 coveted carport spaces.

Cost to own

Mortgage calculator

$295,900
$59,180
Loan Term
Monthly Payment
$1,509
Principal & Interest: $1,509
Property taxes (est.): $394
Insurance (est.): $197
Estimated Total Monthly
$2,100
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,509
Property taxesest. at asking price, St. Johns County$394
HOAbilled monthly$675
Estimated total, before insurance$2,577/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,196/yr · $433/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$231,000$231,000
2024$273,000$273,000
2023$268,310$268,310
2022$215,000$215,000
2021$137,000$137,000
2020$137,000$135,300

2024 property taxes (current owner): $5,196/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 2, 2026Listed$295,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,900
Price / Sq Ft$269
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,098
Year Built1972
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

MiddleSebastian
HighSt. Augustine

Community Information

Address405 Flagler Boulevard 6A, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionSalt Run Ii
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number2185610306
ZoningResidential

Amenities

AmenitiesLaundry, Maintenance Grounds, Maintenance Structure, Management - Part Time
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, Detached Carport, Guest

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchRear Porch
FencingFull
RoofShingle
ConstructionBrick, Concrete, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 2, 2026
Days on Market304
HOA Fees$674.51 / Monthly
HOA FrequencyMonthly
HOA NameSalt Run II Homeowners Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Water
Tax Amount$5,195.76
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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